Blue Shield of California Spectrum PPO Plans
Blue Shield Spectrum PPO plans feature comprehensive coverage with rich benefits for families and individuals seeking a robust health plan.
You may have a family and want thorough coverage for doctor visits, prescription drugs and hospital care. With a wide range of deductible options to meet your needs. Shield Spectrum PPO plans make it easy to visit the doctors and specialists you want and let you choose your deductible coverage. Keep in mind, when you receive care from Blue Shield PPO network providers your out-of-pocket costs are always lower.
Blue Shield Spectrum PPO plan advantages:
Wide range of annual deductibles, and when two or more family members are on one plan, each covered individual has his or her own individual deductible, in case only one person needs expensive medical care.
Many Services are covered before you meet the annual deductible (office visit co-pay)
Copayment/coinsurance maximums help contain costs, because your family copayment maximum is only twice the individual amount, no matter how many people are covered.
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Blue Shield Spectrum PPO Plans |
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750 |
1500 |
2000 |
5000 |
|
Plan Type |
PPO |
PPO |
PPO |
PPO |
|
Office Co-pay |
$35 |
$40 |
$45 |
$35 |
|
Annual Deductible |
750 |
1500 |
2000 |
5000 |
|
Annual Out of Pocket Max |
$4,000 |
$4,500 |
$5,000 |
$7,000 |
|
Co-Insurance |
30% |
30% |
30% |
30% |
|
Drug Benefit |
$10 Generic $35 Brand ($250 brand deductible) |
$10 Generic $35 Brand ($500 brand deductible) |
$10 Generic $35 Brand ($500 brand deductible) |
$10 Generic $35 Brand ($500 brand deductible) |
For more than 60 years Blue Shield has provided Californians with quality health insurance plans for their families. Today the tradition continues. Blue Shield of California provides a series of plan they call the Shield Spectrum PPO Plans. Choose from a wide range of monthly rates, calandar year deductibles, and benefits, including PPO Plans that are HSA compatible.
With more than 45,000 physicians and 350 hospitals, Blue Shield is one of California’s and even the Nations largest PPO provider networks, giving insured’s plenty of flexibility when they choose a physician or hospital. The Blue Shield Spectrum PPO plans are similar to the Blue Cross PPO Share plans. Both offer maternity coverage for women who do not want to go without.
New Blue Shield of California Dental plans.
If you would like to also view the Anthem Blue Cross individual plans
Feel free to call or email anytime with your questions.
John Conner
john@johnconner.com
800-700-1246 - office
916-240-6422 - cell
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