The Blue Shield of California Shield Savings Plans put yourself in control, and save money while doing so.

• Shield Savings 1800/3600
• Shield Savings 2400/4800
• Shield Savings 4000/8000
• New Shield Savings 3500
• New Shield Savings 5200

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We understand you are looking for ways to stretch every dollar.  Health Care is no exception.  Blue Shield Savings plans are your answer.  The Blue Shield Savings plans are high-deductible health plans (HDHP) that are compatible with Health Savings Accounts (HSA), offering you lower premiums/dues than most other Blue Shield of California PPO plans.  Plus, when paired with an HSA, you gain control over how to spend your health care dollars.

And with a variety of rates, plans, and deductibles to choose from, the Blue Shield Savings plans have the coverage you want.

What is an HSA?
An HSA is a personal savings account that allows you to pay for qualified medical, dental and vision care expenses with tax-advantaged dollars.  You contribute money to an HSA through pre-tax contributions.  The money contributed to the account is not subject to federal income tax at the time of deposit.  Funds in an HSA roll over and accumulate year after year if not spent, and all money in your HSA is owned by you.

Bridge Plan brings peace of mond.
If you’re excited about the cost savings that an HSA-compatible health plan offers, but are concerned about saving up enough money to pay for your medical deductible, there’s no need to worry.  By buying the hospital indemnity rider, Bridge Plan, you get the security of supplementing your health coverage if you are hospitalized during the first 12 months of coverage.

Shield Savings advantages

• $0 co payment for preventive care to help you stay healthy.
• Worry-free optional Bridge Plan rider to help protect you against hospitalizaion expenses during your first year of coverage.
• Compatibility with HSA’s so you can pay for qualified medical expenses with tax-advantaged dollars.
• Comprehensive prescription drug benefit-including brand name, and ensured you have coverage for a wide range of prescription drugs.
• Relief for families of three or more through the family deductible - only two family members need to meet their individual deductibles, and then there are no copayments for most services for the entire family.
• Access to some of the largest provider networks in California.

Why HSA’s and HSA compatible health plans:

• Affordability:  With higher deductibles, Blue Shield of California HSA-compatible health plans are a lower-cost alternative to other Blue Shield of California PPO plans while still providing the quality benefits you need most.
• Ownership:  If you decide to open an HSA, you own the money in your HSA.  It rolls over year after year like an IRA (Individual Retirement Account).  There are no “use it or lose it” rules.
• Deductions:  Individual contributions to your HSA are allowed as a tax deduction, even if you don’t itemize your tax return.
• Security:  Together, an HSA and HSA compatible health plan offers you peace of mind.
• Flexibility:  HSA funds can be used to pay for qualified medical, dental or vision expenses or saved to pay for future needs such as health plan or medical expenses, even after retirement.
• Control:  For your SHA, you make all of the decisions about:  How much money you put in you HSA.  Which qualified expenses to pay for with the account, or whether to save the money.  Which company will hold the account.  How to invest the money in the account and what investments to make.

Call or click anytime with your questions.

John Conner
john@johnconner.com
800-700-1246