Anthem is offering their 2018 plans in the following California Counties: Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Mariposa, Mendocino, Merced, Nevada, Plumas, San Joaquin, Santa Clara, Shasta, Sierra, Siskiyou, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, and Yuba county.
The upcoming Covered California open enrollment will start November 1 and ends January 31, 2018. All enrollments from November 1 through December 15 will have a January 1 start date. Enrollments after December 16 through January 15 have a February 1 start. Enrollments after January 15, have a March effective date.
All plans are guaranteed-issue basis, regardless of your current or past health status, as long as you enroll during an open-enrollment period.
2 Ways to Enroll:
Enroll “In or Outside” the Covered California Exchange .. Enrolling Inside the Covered California Exchange is typically for the individual or family who qualify for a subsidy (premium discount) due to their household income (see the chart below). Individuals and families who do not qualify for a state subsidy, will usually enroll outside of Covered California (the plans are the same) although the application process is much quicker because you don’t have to state your income totals.
Anthem of California offers 4 levels of coverage both inside Covered California and out. The plans are categorized into four metal levels of coverage based on the percentage of costs covered for an average population:
- Platinum: You pay 10% of health costs, Anthem plan covers 90%
- Gold: You pay 20% of health costs, Anthem plan covers 80%
- Silver: You pay 30% of health costs, Anthem plan covers 70%
- Bronze: you pay 40% of health costs, Anthem plan covers 60%
All plans will offer the “essential health benefits” such as; doctor visits, hospital care, prescription coverage and maternity care, and will include certain preventive care for no charge.
BIG SAVINGS WITH ANTHEM DENTAL
When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top, because of the contracted rates. These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits.
Your dental costs will also be reduced even more with the plan insurance coverage. Also, Anthem has over 87,000 contracted dental offices nationwide.
Feel free to contact me anytime with questions.