Health Net Medicare Supplement Plan F

A Health Net Medicare Supplement plan F & G ... Pay your Medicare Part B 20% coinsurance, and allows you to keep all of your Medicare benefits and your Medicare card, and pays both Medicare Part A and Part B deductibles.

Health Net Medicare Supplement Rates

$20 Per Month Discount

If you are new to Medicare, Health Net will provide a $20 per month premium discount for the first year of your policy.

HEALTH NET “INNOVATIVE PLAN F” INCLUDES VISION & HEARING:

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

BIRTHDAY RULE  –  Switch to a Health Net plan during your birthday month … guaranteed.  If you are a current medicare supplement member with another company you can switch to one of the Health Net plans regardless of your current health status.  Move to a plan with the same benefits or to one with a lower level of coverage.

QUICK LINKS …

Consistent Premiums … Health Net’s Medicare Supplement members have enjoyed having a less than 6% average annual premium increase since 2006.  In July 2011 most members received a 1 – 3% reduction in their premium.  For July 2012, the average increase was only 5% and 2017 was 3%.  Compare that to most other companies.

The Popular Plans – G, F, N

Health Net does not offer a Plan N, but their Plans F and N are very competitive through out California, regardless of your County of residence.

  • Plan F = 100% coverage.
  • Plan G = $183 deductible, then 100% coverage.
  • Plan N = $183 deductible, then $20 copay for outpatient visits.
  • All three provide 100% coverage for Inpatient Hospital services.
  • New Health Net Medicare Supplement members enrolling in a Medicare Supplement for the first time will have a 6-month rate guarantee.
  • Under-Age 65 Medicare members on Disability will see very competitive rates for their age class.

Silver & Fit Program … This health program offers two choices, a Facility membership at participating health facilities or a selection of two of our many home-based fitness and health programs, for those choosing not to go to health clubs.

Easy Approval … If you are not in a “guaranteed-issue” situation enrolling is quite simple.

  • No 6-month waiting period for pre-existing conditions.
  • Unisex rates.
  • No difference between smoker and non-smoker.
  • No restrictions on height and weight.
  • Only 7 Medical Questions.

 Two Dental & Vision PPO Optional Plans …

Optional Package #1 … Standard PPO Dental and Vision plan with a monthly premium of; $27.  Includes PPO Dental and Vision plans offered through Health Net.

Optional Package #2 … Enhanced PPO Dental and Vision plan with a monthly premium of $41.  Includes Health Net Dental “Max Advantage” PPO Dental and Vision.

Remember, you can apply to a Health Net Medicare Supplement plan anytime throughout the year.  You don’t have to wait for January.  If you would like to enroll now or have questions please feel free to contact me anytime.

Medicare Part D Rx Plans:

I can help you compare the and choose the best Medicare Part D Rx plan for your medication list.  Out of the 25 available Part D plans in your county, there is a wide range of plan, some may work well with your medications, while others may not.  I do not sell the Part D plans, but I can help you find the best from year to year.

Travel Insurance – Medicare provides no coverage outside the U.S.

Enroll Year Around .. Get started today

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

Health Net Medicare Supplement Rates California

healthnet medicare supplement californiaHealth Net Medicare Supplement Plans & Rates in California.  –  Including the New Innovative Plan F which includes Vision and Hearing coverage.

Choosing a company, selecting a plan, understanding your coverage, it can all be a bit confusing, but it doesn’t have to be.

You simply need to know what your choices are.  Health Net’s Medicare Supplement plans and rates may just be the Medicare Supplement, dental and vision coverage you are looking for.

$20 PER MONTH … Offering a “New to Part B Discount”  $20 off your monthly premium for members who enroll into any Medicare Supplement plan within 6 months of their Part B effective date.  The discount lasts for the first 12 months of enrollment.

HEALTH NET INNOVATIVE PLAN F INCLUDES VISION & HEARING:

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

BIRTHDAY RULE  –  Switch to a Health Net plan during your birthday month … guaranteed.  If you are a current medicare supplement member with another company you can switch to one of the Health Net plans regardless of your current health status.  Move to a plan with the same benefits or to one with a lower level of coverage.

Compare Health Net Medicare Supplement Rates …  That is why I have developed this website for your convenience.  You can check California rates, review plans and companies, leave comments or questions.  All meant to educate, and help you make the right decisions.

I even offer my office phone and cell phone number, because often times when someone has a question, they would like to have it answered now, not have to wait and leave a message, and hope to have a returned call.

Health Net Medicare Supplement rates are extremely competitive in many parts of California.  Medicare Supplement Plans; C, F, High Deductible F and G.  All providing different levels of coverage.

2019 Medicare Advantage plans will be available for viewing here on October 1, 2018.

Enroll in a Health Net of California Plan today … Health Net Medicare Supplement plans offer the following plans: A, C, F, High Deductible F, and G.  Plan A covers only basic benefits, Plans C, F and G offer basic and extra benefits.

It is important to note that none of these Health Net Medicare Supplement plans offer Prescription Drug Benefits.  To obtain Prescription Drug Benefits you should consider enrolling in a separate Part D drug plan to help pay for your prescription costs.

Other Company Rates …

Aetna   Anthem   Blue Shield   Mutual of Omaha   UnitedHealthcare

All Health Net Medicare Supplement members have a 30 day right to return the Medicare Supplement plan policy.  If you find you are not satisfied with your Health Net Medicare Supplement plan, you may return it.

If you send the Medicare Supplement plan policy back within 30 days after you receive it, we will treat the Contract as if it had never been issued and return all of your premiums.

Silver & Fit Fitness Program

  • Included with your Health Net Medicare Supplement policy at no additional cost.
  • No-cost access to fitness clubs and exercise centers.
  • Group classes made for older adults, where offered.
  • The option to work out at home using up to 2 Home Fitness Kits per year (17 kits to choose from).
  • Healthy Aging classes (online or DVD)
  • The Silver&Fit Connected!TM program, a fun and easy way to track exercise through a wearable fitness device or app and earn rewards.
  • Other web tools like a facility search, online classes, challenges, and more.

Dental & Vision … 

Health Net Medicare Supplement plans provides options to enhance your basic medical coverage with two optional supplemental benefits packages.  These packages are available for a monthly fee in addition to your medical plan and Medicare Part B premiums:

Optional Package #1  (Standard)

Dental

  • $29 monthly premium
  • $1,000 annual plan max coverage with $25 annual deductible.
  • Preventive Services  –  no charge.
  • Basic Services (fillings)  –  80% coverage.
  • Major Services (root canal, crowns etc)  –  50% coverage.

Vision

  • Exam  –  $10 copay.
  • Contact Lens  –  $0 copay.
  • Frame and lens  –  $100 allowance.
  • Exams every 12 months, frame & lenses every 24 months.

Optional Package #2  (Enhanced)

Dental

  • $43 monthly premium.
  • $1,250 annual plan coverage max, with a $25 annual deductible.
  • Preventive services  –  no charge.
  • Basic services  (fillings)  –  80% coverage.
  • Major Services (root canal, crowns etc.)  –  50% coverage.

Vision

  • Exams  –  $10 copay.
  • Contact lens  –  $0 copay.
  • Frame and lens  –  $250 allowance.
  • Exams every 12 months, frames & lenses every 24 months.

Enrollment in the Optional Packages:  In order to enroll in and Optional Supplemental Benefits Package, you must enroll in or be enrolled in a Health Net Medicare Supplement Plan and reside in the state of California.

Medicare Part D Rx Plans …  You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs.  A good place to start you search is right here.  Simply email a list of your current medications along with the dosage and frequency.

I’ll enter the information into the Medicare system, to come up with the top 3 plans for your prescription list.  The results will show the best three plans for coverage and cost for your medications.  I will then email the results to you.  Here is a good place to start.

Medicare does not cover you outside the U.S. And health insurance often provides no coverage when traveling, working, studying or living abroad. If you or a family member are traveling abroad, please review this info.

Please contact me anytime for a free comparison.

John Conner
916-682-1117
John@JohnConner.com

Information Request:

Health Net Medicare Supplement Rates Los Angeles

healthnet medicare supplement californiaHealth Net Medicare Supplement plans and rates in Los Angeles County are typically very competitive in and around the Southern California area.

If you are new to Medicare, switching companies mid-year or during your “Birthday Rule” month, please take a quick look at the Health Net rates during your comparison with other companies.

$20 Per Month Discount

If you are new to Medicare, Health Net will provide a $20 per month premium discount for the first year of your policy.

BIRTHDAY RULE  –  Switch to a Health Net plan during your birthday month … guaranteed.  If you are a current medicare supplement member with another company you can switch to one of the Health Net plans regardless of your current health status.  Move to a plan with the same benefits or to one with a lower level of coverage.

HEALTH NET “INNOVATIVE PLAN F” INCLUDES VISION & HEARING:

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

Health Net offers both Medicare Supplement plans along with Medicare Advantage plans for anyone on Medicare living in California.  They are also Health Insurance providers for Individual and Families, Small and Large Group Employers.

Health Net’s most popular Medicare Supplement plans are Plans F and G.  Health Net at this time does not offer a Plan N.

The only difference between Plan F and G is; Plan G has an annual deductible of $183, while Plan F does not have any deductibles, copays or percentages the member needs to be concerned about.

3 Parts …

When you choose a Health Net Medicare Supplement plan for yourself, there will be three parts to your health care:

  1. First you have Medicare Parts A and B.  You cannot enroll in any Medicare plan or prescription plan without both in force.
  2. The second part is your Health Net Medicare Supplement which works secondary to Medicare.  The Medicare Supplement pays for the costs which Medicare doesn’t.  For example; deductibles, daily costs, the Medicare Part B 20% other unexpected costs.
  3. The third part is if you choose a Medicare Part D Rx plan to help pay for your prescription costs.  Medicare Supplement plans do not include the Medicare prescription coverage or plan.  This is a stand-along policy which must also be enrolled in.

Remember, most likely your Medicare Supplement company will be different than your Medicare Part D Rx plan.  Most people will Mix-N-Match their plans.  If you need a little, or a lot of guidance please call or email, I’ll be happy to help.

Medicare B Start Date …

It’s always a good idea to call Social Security to make sure your Medicare Part B is going to start when you want it to.  The Medicare phone number is: 800-772-1213.  Usually the first of the month when you turn 65.

You can also delay the Medicare Part B start date if you or your spouse currently have an employer plan and wish to continue with the group plan after you turn 65.  Once both Medicare A and B have a start date, then you can enroll in any Medicare plans available to you depending on where you live in California.

Enjoy the Health Net experience.  Easy to communicate with, steady premiums, ideal customer services and a company with a long 27 year track record of experience and dedication help bring quality medical and supplemental dental, vision, life and disability insurance to over 7 million people across the country.

The Health Net mission is to help people be healthy, secure and comfortable.

Medicare does not provide coverage outside the U.S. Click here! 

DENTAL HMO – $21 PER MONTH

  • Implants are covered.
  • Unlimited annual benefit maximum
  • All Ages.
  • Rates:  Click Here 

No Cost Help … there is no charge for my services.  The insurance companies provide a fee for me to help you with enrollment and service.

Please feel free to reach out to me by phone (916) 682-1117 or email at john@johnconner.com or simply complete the brief information request form below.

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

Health Net Medicare Supplement Plan G

The Health Net Medicare Supplement plan G or any other company plan G is the same plan as a Medicare Supplement plan F, without the Part B (outpatient) annual deductible of $183.00 being paid for.

With a Plan G you are receiving a very comprehensive policy at a lower monthly premium to the popular Plan F.  You can view the chart below and compare the different plans.

If you are concerned about “Part B Excess” charges (Plans C, D & N), you should read this.  Plan G covers the Part B “Excess Charges just like plan F.  When choosing the right plan, consider the monthly premium and any deductibles you may be responsible for, add them up and compare.

Health Net Medicare Supplement plans in California offers plans A, F and G.  F is by far the most popular because of it’s very comprehensive benefit structure, although Plan G is gaining in popularity.

The only difference is the $183 Part B annual deductible.  Most shoppers are looking at the difference in premium between Plan F and G.  If it is more than $183 annually, which is the amount of the Part B (outpatient) deductible, it makes sense to switch to the lower cost plan G.

Plan G includes coverage for Medicare Part A and B copayments and coinsurance, plus the Medicare Part A deductible of $1,260, skilled nursing facility care, 100% coverage of Medicare Part B excess charges, home recovery care and more.

What’s Covered:

  • Medicare Part A deductible ($1,316, copayments and coinsurance.
  • Medicare Part B copayments and coinsurance (generally 20% of Medicare approved charges after the $183 Part B deductible)
  • Coverage for 365 more days of hospital care after the Medicare benefits ends.
  • 3 first pints of blood per year.
  • Skilled Nursing Facility care.
  • Covers 100% of Medicare Part B excess charges.
  • Home recovery care when Medicare approved a home care treatment plan.

Compare Medicare Supplement Rates here  –  Click here to view

When comparing Plan G or Plan F, be sure to keep Health Net in mind, their rates are some of the most competitive nationwide.  With a product line reaching back to 1967, you can be sure Health Net isn’t going anywhere.

Because Medicare Supplement plans limit your exposure to the potential of high out of pocket health care costs, they are an essential part of any secure financial plan for someone on Medicare.  Since the plans are Federally standardized, it is important to know and understand what each plan covers so that you can compare companies and rates.

Questions?  Call or email today.

John Conner
916-682-1117
john@johnconner.com

Information Request:

Health Net Medicare Supplement Los Angeles

Health Net Medicare Supplement “Innovative” Plan F and G in Los Angeles County are some of the lowest priced Medigap across all companies.

Health Net members have enjoyed very competitive pricing for several years now throughout California.  Health Net currently offers 5 Medicare Supplement plans; A, C, F, Innovative F and Plan G.  The most popular being F and G, because of their comprehensive benefit structure.

Birthday Rule (California) … Also in California, remember that you as a Medicare Supplement member can use the “Birthday-Rule” every year on the month of your birthday (learn more about it here).  This rule allows you to move to a different Medicare Supplement company with the same plan or one with less benefits, regardless of your current or past health status.  This is a fantastic option for anyone wishing to change companies and are ineligible because of health conditions.  Of course if you are considered healthy you can switch any time through out the year.

HEALTH NET “INNOVATIVE PLAN F” INCLUDES VISION & HEARING:

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

Health Net was founded on a simple principle; to provide financial security and care in difficult times.  For more than 100 years, we have put that principle into action not only through our products and services, but also through our involvement in the community.

Medicare Supplement Companies:

Mutual of OmahaAnthem – Blue ShieldAetna

After more than 100 years in business, Mutual of Omaha is a company you can count on for the strength, stability and security that’s even more important in these uncertain times.

Health Net Medicare Supplement plans:

  • Guaranteed Acceptance with no health questions asked during the ‘guaranteed-issue periods.’
  • Freedom to choose any doctor / specialist or hospital in the United States who is Medicare approved.
  • Guaranteed renewable regardless of changes in your health.
  • Coverage is guaranteed to match Medicare’s cost increases year after year.
  • No claim forms in most cases.

Guarantee-Issue Rules … Not sure if you qualify for a Mutual of Omaha Medicare Supplement?  Read all about the different guaranteed-issue rules and guidelines which allow Medicare beneficiaries to enroll without answering any health questions on the application.

If you are new to Medicare, you have the “initial-enrollment period, also the “Birthday Rule” allows plan changes during the month of your birthday, if you already have a Medicare Supplement.  “Trial Right” allows you to move into a Medicare Supplement from a Medicare Advantage plan.  So click the link above to help you understand and take advantage of these fantastic opportunities.

Why Choose Health Net?

Health Net companies help more than five million people get the health coverage they need.
We do this by helping to make it easier to get important health care benefits and services.

When you have Health Net, you have coverage that helps you stay healthy and is there for
you when you’re not. You have doctor networks that give you choices. And you can count
on extras to help you be your healthiest.

Medicare Part A … Is for Inpatient Hospitalization, it also has a $1,184.00 benefit period deductible.  Each benefit period is 60 days, meaning, if you are hospitalized and the hospitalized 60 days later you will need to pay another $1,184 deductible.  The Part A deductible is NOT an annual deductible.

Medicare Part B … Is for “Outpatient” services, such as; doctor and specialist visits, lab, X-Ray, physical therapy, outpatient surgery and medical equipment.  Part B has an annual deductible of $147, after you are responsible for 20% of all services for the balance of the year.  Medicare picks up 80%.

Medicare Part D Rx plan … You will also need to enroll in a Medicare Part D Rx plan for your prescription coverage.  The best place to start is right here!  You can email your medication list to me with the name of the drug, dosage and frequency.  I will enter the information into the Medicare website, and email the results to you.  The results will show the top 3 plans in your county, which provides the best coverage for the lowest cost for your prescriptions.  Please call anytime I am happy to help.

Enroll:

Call me today and I’ll forward the appropriate enrollment form for your new Medicare Supplement policy.  When finished simply fax or email the forms back to me for processing.  I’ll do the rest to make sure the enrollment process is quick and correct for you.

Questions?  Call or email anytime.

John Conner
916-682-1117
john@johnconner.com

Questions & Comments:

Health Net Medicare Supplement California


health-net-medicae-supplementHealth Net offers five Medicare Supplement plans in California:
Plans A, C, F, F High Deductible and G.

And if you happen to live in one of the following Counties you are in luck, because Health Net Medicare Supplement plan rates in these Counties are hard to beat. (El Dorado, Fresno, Imperial, Placer, Sacramento, Santa Cruz, Solano, Tulare and Yolo Counties).

$20 Per Month Discount

If you are new to Medicare, Health Net will provide a $20 per month premium discount for the first year of your policy.

HEALTH NET “INNOVATIVE PLAN F” INCLUDES VISION & HEARING:

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

BIRTHDAY RULE  –  Switch to a Health Net plan during your birthday month … guaranteed.  If you are a current medicare supplement member with another company you can switch to one of the Health Net plans regardless of your current health status.  Move to a plan with the same benefits or to one with a lower level of coverage.

Why do members enroll in a Health Net Medicare Supplement plan?  First, Health Net has decided to be very competitive with their rates primarily in Northern California.  Most of the counties in the northern half of the state enjoy some of the most competitive rates in the state.

And with the typical Plan F benefits coupled with easy customer service and enrollment, Health Net has build their name into on of the leaders in the Medicare Supplement business here in California.

Health Net Plans …

Health Net offers plans; A, C, F, Innovative F and G.  This provides a wide range of coverage levels and meets most members needs and wants in a Medicare Supplement.

Medicare Part D Rx plans  –  You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs.  A good place to start you search is right here.  Simply email a list of your current medications along with the dosage and frequency.

I’ll enter the information into the Medicare system, to come up with the top 3 plans for your prescription list.  The results will show the best three plans for coverage and cost for your medications.  I will then email the results to you.  Here is a good place to start.

Eligibility …

You are eligible for enrollment in one of Health Net’s Medicare Supplement plans if you are 65 or older, or under 65 and entitled to Medicare because you are on Social Security disability and enrolled in Medicare Parts A and B and you reside in the State of California.

There are also other guaranteed issue guidelines such as a person new to Medicare Part B or if you currently have a Medicare Supplement and live in California during the month of your Birthday (Birthday Rule – California & Oregon only).  Read more about that here.  Or if you are on a Medicare Advantage plan for under 12 months and wish to move to a Medicare Supplement.

These are all examples of a Medicare Supplement Guarantee Issue situation (click here).  There are also others, so feel free to call so we can discuss your current situation.

How To Enroll …

Remember you can apply for a plan anytime of the year, also during an open-enrollment period.

Contact me and I’ll forward you the appropriate enrollment forms for your area and plan.  Once complete, fax or email for forms back to me for processing, and I’ll do the rest to make sure your enrollment is done quickly with your desired effective date.

Why Health Net …

NCQA accreditation – The National Committee for Quality Assurance (NCQA) has awarded it’s highest accreditation status of “Excellent” to Health Net’s commercial and Medicare lines of business.

Excellent accreditation status is awarded for service and clinical quality that meet or exceed NCQA’s rigorous requirements for consumer protection and quality improvement.  HEDIS results are in the highest range of national performance.  The NCQA is an independent, not-for-profit organization that evaluates health plans’ quality.

Questions?

John Conner
916-682-1117
john@johnconner.com

Information Request: