Anthem Los Angeles County Medicare Supplement

Medicare Supplement Rates:

Anthem   Aetna   Blue Shield   Health Net   UnitedHealthcare

Anthem Los Angeles County Medicare Supplement rates will be different in the different regions of California.  The benefits will all be the same for the chosen plan, because the plans are federally standardized, meaning if an insurance company offers a Medicare Plan F for example, the benefits must follow national guidelines.

NEW “INNOVATIVE” Plan F:

Anthem Includes Vision and Hearing plans at no additional cost.  Be sure to compare the new Anthem Medicare Supplement “Innovative” Plan F.  This new plan is identical to the traditional plan F but it also includes “hearing” and “vision” benefits.  Also the monthly premiums are less then before. Click here for info.

So any company offering a Plan F or any other Medicare Supplement plan will have the same coverage benefits as any other company.  The only difference will be the premium amounts, company rating and customer service.  All three of these can vary substantially from company to company.

Choosing a Medicare Supplement policy can get complicated because all plans have different levels of coverage.  Plan F being the most comprehensive plan available to Los Angeles Medicare Supplement members.  As a resource, this website is meant to be an information site regarding your Medicare Supplement and Health Insurance needs.

Feel free to view the different pages throughout the site.  If you would like someone to speak to, I am always available to answer your questions.

  • 2019 Medicare Advantage plans are here.

Medicare Supplement plans have been standardized since 1992 (plan benefits are the same regardless of the company).  All Los Angeles County Medicare Supplement plans have become “Modernized” effective June 1, 2010.  Companies can only market and sell the new Modernized Medicare Supplement plan effective June 1st.

All current Medigap members will be able to keep their current plans and will be able to transfer to the new plans if they choose to.  All new business began June 1st 2010 were considered Modernized.  Two new plans introduced were M and N.  I’m sure Plan F and G will continue to be the most popular, simply because of their comprehensive coverage.

Remember, regardless of the Medicare Supplement plan you choose:

  • Freedom to choose your own doctor or hospital.
  • No required medical exam.
  • Guaranteed renewable.

Important Information about a Medicare Supplement Policy:

  • You need to have Medicare Part A and Part B.
  • You will need to pay a monthly premium with a Medicare Supplement (Medigap) policy.
  • Your policy cannot be cancelled, even because of health reasons, as long as you pay your premium on time.
  • Each policy covers one person, so you and your spouse will have to have a policy each.

ANTHEM DENTAL (OVER AGE 65)

When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top because of the contracted fees, before the insurance coverage pays the next 50% or 80%.

These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits.  Your dental costs will also be reduced even more with the plan insurance coverage.  Along with over 87,000 contracted dental offices nationwide.

Anthem Extras Dental & Vision  –  Brochure   –  Application

Questions?

John Conner
916-682-1117
john@johnconner.com

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Anthem Blue Cross Medicare Supplement Los Angeles

Anthem Blue Cross Medicare Supplement2018 Anthem Blue Cross has both Medicare Supplement plans and Anthem Medicare Advantage plans in Los Angeles.

Each are quite different from the other.  Premiums, coverage benefits, enrollment dates etc.  The Medicare Advantage plan is “primary” coverage which means Medicare does not typically pay for any services.  The Medicare Supplement is “secondary” coverage and pays the deductibles, percentages and other out of pocket costs which Medicare does not pay for.

2018 “INNOVATIVE” MEDICARE SUPPLEMENT PLANS:

Includes Vision and Hearing plans at no additional cost.  Be sure to compare the new Anthem Medicare Supplement “Innovative” Plan F.  This new plan is identical to the traditional plan F but it also includes “hearing” and “vision” benefits.  Also the monthly premiums are less then before. Click here for info.

The Anthem Blue Cross Medicare Supplement plans G, F and N are very popular in the Los Angeles area and enjoy very competitive premiums through out the County.

The Anthem Blue Cross Medicare Advantage plans in Los Angeles County are HMO style plans which are $0 (zero) premium plans making them one of the most enrolled in Medicare Advantage plans in Southern California.

Every state offers Medicare Supplement plans along with Medicare Advantage plans, which allows a person plenty of choice to find the plan which provides the best protections at the best price for their unique needs.

Anthem Medicare Supplement Plans … You are not going to find a plan which provides better access to care or more comprehensive coverage.  With an Anthem Medicare Supplement plan you can see any doctor or hospital in any state who accepts Medicare.

For example if you live in Los Angeles and you want to see a specialist in Texas or Indiana and they accept Medicare.  Make the appointment and go, it’s that simple.  No networks of physicians or territories to deal with.

As far as coverage, the Anthem Medicare Supplement plan F provides 100% coverage.  If you need services from a physician, specialist or hospital, with a plan F you don’t pay a thing!  Rates

Anthem Blue Cross Medicare Advantage HMO & PPO Plans in Los Angeles County … Medicare Advantage plans are typically HMO’s with a few PPO’s depending on the County.  They look and feel much like an employer health insurance plan, with co-pays, deductibles, percentages and other out of pocket costs.  The Medicare Advantage plans also include the Medicare Part D Rx plan at no extra cost.

Medicare Advantage plans are also very affordable, in Los Angeles the premiums are $0. They have an annual “Open-Enrollment” period that runs from October 15 through December 7 each year, which allows you to compare other companies in your area, and switch if you choose to.

One of the problems with Medicare Advantage plans is they change every year.  Benefits, premiums and doctor / hospital networks.  Sometimes the company will even cancel the plan all together.  If you would like to see what Medicare Advantage plans are in your area, call or email your zip code and I can provide you with info on the plans in your county.

Medicare Part D Rx Plans … If  you have a Medicare Supplement policy, you will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs.  A good place to start you search is right here.

Simply email a list of your current medications along with the dosage and frequency.  I’ll gather the information and come up with the top 3 plans for your prescription list.  The results will show the best three plans for coverage and cost for your medications.  I will then email the results to you.

ANTHEM DENTAL (OVER AGE 65)

When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top because of the contracted fees, before the insurance coverage pays the next 50% or 80%.

These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits.  Your dental costs will also be reduced even more with the plan insurance coverage.  Along with over 87,000 contracted dental offices nationwide.

Anthem Extras Dental & Vision  –  Brochure   –  Application

Enroll Year Around .. Get Started Today

John Conner
916-682-1117
john@johnconner.com

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