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Small Group

Anthem Blue Cross Small Group health plans are designed for the Small Business owner and their employees.  Anthem Blue Cross understands the challenges that small businesses face, and we draw upon our parent company’s experience as the #1 health benefits company in the U.S. to create solutions designed especially for you. 

We have have a portfolio of plans call “Employee Elect” which offers unique advantages for businesses with 2-50 employees. 

  • Full choice of 23 PPO plans and 10 HMO plans - you can offer just one, a mix ‘n match selection, or all plans.
  • Administration ease - integrated billing and customer service make it easy for you to offer as many different plans and types of coverage desired.
  • Financial control - three ways to fix your monthly contribution to your employees medical premiums (they pay the rest through payroll deduction):  Fixed Dollar Contribution - you pay $100 or more per month per employee.  Traditional Contribution - you pay 50% or more, and Percentage and Plan Contribution - you pay 50% or more, tied to a specific plan.
  • Rate guarantees - you enroll with a full 12-month rate and benefit guarantee.
  • Workers Compensation discount- potential medical premium savings with Integrated MediComp.
  • Additional savings opportunities - when you purchase Life and Dental along with Medical.
  • Potential tax advantages - for your company.

Anthem Blue Cross Small Group Plan Outline

Discounts & Offers for You
Anthem Blue Cross gives you the whole package, including Medical plans, Workers Compensation coverage from Employers Compensation Insurance Company, Life coverage and Dental plans.  And you save a substantial amount of time and money when you purchase some or all together from one convenient and reliable source.

  • Automatic 10% Workers Compensation discount - integrate Workers Compensation coverage from Employers Insurance Company with an Anthem Blue Cross Small Group health plan and receive an automatic 10% discount off the Workers Comp portion of your integrated bill.
  • Possible Medical savings with Integrated MediComp - In addition to the Workers Comp discount, you may also qualify for savings on your Medical premium with integrated MediComp.
  • 1% Medical Savings - When you purchase $25,000 or more of Life along with Medical (at the same time) you’ll receive 1% savings on your Medical premiums … an amount that often covers a significant portion of the Life premium cost.
  • 6% Life Savings & 6% Dental Savings - purchase both $25,000 or more of Life and any of our insured Dental plans along with Medical (at the same time), and receive 6% savings on your Life premium and 6% savings on your Dental premium.

Small Group plans are a Sure thing!
AB1672-qualifying small businesses are guaranteed group health coverage, and you can’t be charged more the +/- 10% of the standard rate.  Not to mention you’ll have the satisfaction of knowing that you’re doing the right thing … for your company and your employees.

Tax Advantages, Too
Because health insurance premiums are treated as a general business expense, you can deduct premiums and health benefit costs.

I work with Employers with up to 50 Employees.  Although there is a large demad for “Spousal Groups.”  A family run business who may or may not qualify for Individual and Family plans and desire a “Group Plan” for the family.

Small Group plans usually start with two people.  An employer and an employee, or a partnership, or a spousal company.  In certain situations you can have a single person on a group plan, and still enjoy a guaranteed issue position.

There are many ways to qualify for an employer health plan.  Simply call me so we can discuss your unique situation:  800-700-1246.

If you currently have a group plan in place and would like to compare other company plans please call or you can fax this census for a comparison.

Other Small Group Companies I offer:  Blue Shield of California, HealthNet, United HealthCare, Kaiser and Aetna.

Thanks;

John Conner
www.JohnConner.com
john@johnconner.com
800-700-1246 (phone)
800-995-9913 (fax)
916-240-6422 (cell)

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