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San Diego County Medicare Supplement

25 March 2010 No Comment

Finding a San Diego County Medicare Supplement policy may be easier than you think because of companies such as: Anthem Blue Cross, Blue Shield of California, Aetna, Mutual of Omaha, Family Life and Health Net offer very competitive rates for San Diego County residents.  As long as you have Medicare Parts A and B or soon to have them, feel free tosan diego medicare supplement compare the premiums of the different companies by clicking the company links below.

Currently there are twelve federally standardized Medicare Supplement plan available nationwide.  After June 1, 2010 there will be ten Modernized plans available, four will be discontinued (E,H,I & J), and two new plans will be introduced (M & N).  All plans have different levels of coverage, so please review the benefits before you settle on a plan.  Feel free to call me anytime if you would like to discuss the different plans.

The popular San Diego County Medicare Supplement plan swill most likely continue to be; D,  F and G, simply because of their comprehensive benefit design.

Medicare Supplement Rates

Anthem Blue Cross

Gerber Life

Mutual of Omaha

Family Life

Aetna

Blue Shield

Health Net

Freedom Blue PPO

 

So if you are new to Medicare Part B or your birthday is coming up, you will have guaranteed coverage for a new plan or if you would like to change to company with lower premiums.  If you are new to Medicare Part B you have a 6 month window to choose a Medicare Supplement (Medigap) plan.  The window is three months prior to the month of your birthday and three months after your birthday.  This gives you plenty of time to make the right decisions.  If you are during the month of your birthday (birthday rule - California) you have 30 days following your birthday to change to a new Medicare Supplement company with the same plan you currently have or to a plan with less benefits.  These are both guarantee issue events.

Medigap Plans:

A

C

D

F

G

Basic Benefits

X

X

X

X

X

Skilled Nursing Facility

N/A

X

X

X

X

Part A Deductible

N/A

X

X

X

X

Part B Deductible

N/A

X

N/A

X

N/A

Bart B Excess*

N/A

N/A

N/A

100%

100%

Foreign Travel

N/A

X

X

X

X

At-Home Recovery

N/A

N/A

X

N/A

X

 

All San Diego County Medicare Supplement companies do not necisarilly offer all 10 Modernized plans.  Some companies will offer 3 plans while other may offer 7, 8, 9 or all ten.  So check with the different company’s to find the plan which fits your unique needs and budget.  You can do this by clicking on the company links above to view the plans offered and the rates accordingly.  You will also need to purchase a Medicare Part D Rx plan to cover your prescription needs.  Most plans will will run between $30 to $45.  Depending on if the plan includes a prescription deductible or not.

Please feel free to call or email anytime with your questions.

Need Help or have Questions?

John Conner
Health & Medicare
www.JohnConner.com
john@johnconner.com
800-700-1246 – ph
800-995-9913 – fax
916-240-6422 – cell

San Diego County Cities: Alpine, Bonita, Bonsall, Borrego Springs, Bostonia, Boulevard, Camp Pendleton, Campo, Cardiff, Cardiff by the Sea, Carlsbad, Chula Vista, Coronado, Crest, Del Mar, Descanso, Dulzura, El Cajon, Encinitas, Escondido, Fallbrook, Guatay, Imperial Beach, Jacumba, Jamul, Julian, La Jolla, La Mesa, Lakeside, Lemon Grove, Leucadia, Lincoln Acres, Mount Laguna, National City, Nestor, Ocean Beach, Oceanside, Olivenhain, Pacific Beach, Pala, Palomar Mountain, Paradise Hills, Pauma Valley, Pine Valley, Potrero, Poway, Ramona, Ranchita, Rancho Bernardo, Rancho Santa Fe, San Diego, San Diego State University, San Luis Rey, San Marcos, San Ysidro, Santa Ysabel, Santee, Solana Beach, Spring Valley, Tecate, Valley Center, Vista, Warner Springs.

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