South Carolina residents looking for a new Medicare Supplement plan have plenty of choices to choose from. Whether you live in Rock Hill, Florence, Charleston or Columbia, Mutual of Omaha should be on your list of companies to compare. You have plenty of great Medicare Supplement companies with great rates such as; Mutual of Omaha (Omaha Insurance company), Gerber and Aetna.
- Mutual of Omaha Medicare Supplement Rates
Please remember whichever plan you are researching; Plan F, G and N or any of the other available 11 Medicare Supplement plans, the benefits are the same regardless of the company offering the plan. Plan F for company A has the exact same benefits as Company B or Company C. Medicare Supplement plans are Federally standardized which helps you when comparing company rates for the different plans. In other words it’s an apples to apples comparison.
Every Medicare Supplement policy must follow strict federal and state laws designed to protect you, and it must be clearly identified as Medicare Supplement insurance. Medicare Supplement companies can only sell you a “standardized” Medicare Supplement policy identifies by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance provides the policy. Cost is usually the only major difference between Medicare Supplement policies sold by different insurance companies.
You must have both Medicare Parts A and B before you are able to enroll into a Medicare Supplement or Medicare Advantage (PPO & HMO) plan. For most of us, Medicare Part A is is provided once we turn age 65 or are disabled and offered Medicare under age 65. Part B of Medicare must be purchased and enrolled in. You can contact the Social Security administration (800-772-1213), and have them send you the appropriate paperwork so you can enroll into Part B.
If you are still on an employers group health insurance plan, you do not need to enroll in the Part B plan if you choose to stay with the employer plan. If you know when your group health plan is going to cancel or you choose to retire, you can then contact Social Security for the Part B enrollment forms. Your Medicare card will show the start dates for both Part A and Part B. Quite often the two parts will have different start dates.
Medicare Part D Rx plans, are also needed if you have a Mutual of Omaha Medicare Supplement plan. Typically the Part D plans will cost somewhere between $15.00 to $50.00 per month depending on your current medications.
Feel free to email your current medications with the dosage and frequency and I will enter them into the Medicare website and email you the results. The results will show the top three plans which provide the best coverage for the lowest cost for your prescription list. Remember, my services are free for you!
Enrolling is Easy … If you are new to Medicare or switching companies, I’ll forward to you the appropriate forms. Simply return them to me for processing to make sure the enrollment is quick and accurate, with your desired effective date.
If I can help answer any of your questions, please don’t hesitate to call (916-682-1117) or email anytime.