Medicare increases their deductibles and copay’s about every hear, as the cost of care increases, so do the gaps within Medicare.  Below are the 2010 Medicare deductible and copayment amounts.

Part A:(pays for inpatient hospital, skilled nursing facility, and some home health care) For each benefit period Medicare pays all covered costs except the Medicare Part A deductible (2010 = $1,100) during the first 60 days and coinsurance amounts for hospital stays that last beyond 60 days and no more than 150 days.

For each benefits period you pay:

• A total of $1,100 for a hospital stay of 1-60 days.
• $275 per day for days 61-90 of a hospital stay.
• $550 per day for days 91-150 of a hospital stay.
• All costs for each day beyond 150 days.

Part A (Hospital Insurance) Premium:

Most people do not pay a monthly Part A premium because they or a spouse have 40 or more quarters of Medicare covered employment.  The Part A premium is $254.00 per month for people having 30-39 quarters of Medicare covered employment.  The Part A premium is $461.00 per month for people who are not otherwise eligible for premium free hospital insurance and have less then 30 quarters of Medicare covered employment.

Part B: (covers Medicare eligible physician services, outpatient hospital services, certain home health services, durable medical equipment)

• $155.00 per year. (Note: You pay 20% of the Medicare approved amount for services after you meet the $155.00 deductible.)

Call or Email for an application

How do I enroll in a Medicare Supplement plan?

  It’s simple, you complete the enrollment application and mail it to the address below with a copy of your Medicare card and a check for the first months premium, payable to the appropriate company.  I’ll do the rest for you.  And remember you have a 30 day free look with any of these companies.

If you have Medicare Part A and Part B you have choices, many choices.  Most will choose either a Medicare Supplement plan or a Medicare Advantage plan to pay for the out of pocket expenses (deductibles and copayments).

Next summer (June 1, 2010) there will be two new Medicare Supplement plans added to the mix.  You can view them here.

Feel free to call anytime, I’m here to help … 800-700-1246

John Conner
Medicare Specialist
10425 Saddle Creek
Sacramento CA 95829
800-700-1246 - office
800-995-9913 - fax
916-240-6422 - cell

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