Blue Shield Medicare Supplement Rates in San Diego

Blue Shield Medicare Supplement plans and rates in San Diego are available for enrollment year around.

San Diego Residents have a wide range of choices with Blue Shield.  Medicare Supplement plans along with the Blue Shield 65 Plus Medicare Advantage HMO plan.  Is a Medicare Supplement right for your situation?  Or maybe a Medicare Advantage HMO fits your needs and budget.

If you would like to compare Medicare Supplement rates in San Diego County be sure to include; Blue Shield, Anthem Blue Cross, UnitedHealthcare and Health Net.  They are all very competitively priced through out San Diego County.

Not only does San Diego county offer some of California’s lowest Medicare Supplement rates, San Diego also has some of the finest Hospitals and medical facilities in the country.

  • Sharp Hospitals in; Coronado, San Diego and Chula Vista.
  • Scripps Hospitals: La Jolla, San Diego and Encinitas.
  • Grossmont Hospital in La Mesa
  • Fallbrook Hospital; Fallbrook.
  • Palomar Hospital in Escondido.
  • Tri-City Medical Group in Oceanside.
  • Parodise Valley Hospital in National City.
  • University of San Diego Medical Center in San Diego.
  • Alvarado Hospital in San Diego.
  • Pomerado Hospital in Poway.

San Diego offers a great lifestyle; beautiful beaches, weather, entertainment along with quality and great access to care and Medicare Supplement rates which provide more Medicare plan options to you!  This is a great combination for any Medicare member living in the San Diego area.

Medicare Advantage:

If a Medicare Advantage plan is more to your liking.  San Diego County in 2018 offers 22 Medicare Advantage plan, all are HMO’s including the very popular Blue Shield 65 Plus plan.

The Medicare PPO plan offers greater flexibility when visiting doctors, and remember with HMO style of plans, you must choose a Primary Care Physician (PCP) when you enroll.  This PCP is the doctor who organizes your care and will refer you to the necessary specialists within the same medical group.  Medicare Advantage plans include the Medicare Part D Rx coverage.  Medicare Advantage Plan info.

Medicare Supplement:

People buy Medicare Supplement plans for 2 reasons:

1) ACCESS – They provide the greatest access to doctors and hospitals.  There are no networks to navigate, or needed referrals for specialist visits.  With a Medicare Supplement you can see any doctor or hospital in the U.S. who accepts Medicare.  It’s that easy.  If the doctor accepts medicare, make the appointment and go.  No more fussing with networks.  Even if the doctor is in another State, if they accept Medicare you can see them.  It’s a great system, so take advantage of it.

2) COVERAGE – the popular Medicare Supplements (Plans G, F, N) provide the most comprehensive coverage. Either 100% coverage (Plan F) or a small $183 deductible (G & N) or possibly a outpatient copay of $20 (Plan N).  This coverage is tough to beat.

Travel InsuranceMedicare does not provide coverage outside the U.S.

If you have any questions regarding the different plans or which may work better for your situation and budget, feel free to contact me anytime. I will be happy to answer all of your questions.

John Conner
916-682-1117
john@johnconner.com

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Blue Shield Medicare Supplement Plan N San Jose CA

Blue Shield Medicare Supplement Plan N is one of the lowest priced plan N out of the the other popular Medicare Supplement companies.

Depending on your age and zip code, your savings with a Blue Shield Plan N compared to Plan F can be significant.  Anywhere from $50 up to $150 per month savings with the plan N.

Blue Shield Plan N Monthly Savings:
$50 up to $150 / month

Finding a Medicare Supplement plan in the San Jose California area is easier then ever.  Rates and plan information are right at your fingertips, you can compare the San Jose Medigap rates, and see who are the competitively priced companies in the South Bay area.

Most people living outside of this area think of San Jose as the heart of the modern day Silicon Valley.  They don’t realize San Jose was the first California civilian settlement founded in 1777 as the Pueblo of San Jose.  It was also the first State Capitol of California.

Also take a look at the new Anthem and Health Net “Innovative Plan F” plans which includes “Vision” and “Hearing” benefits – Click here

The reason I mention this is, San Jose is the third largest city in California behind Los Angeles and San Diego, so with this, a person looking for Medicare insurance will have plenty of options.  So many options that the research and comparison shopping can become quite confusing and time consuming.

Most who are considering a San Jose Medicare Supplement plan will look at the prices first.  There is typically no reason to go with a higher priced company.  You will most likely not gain any extra services simply because the premium is higher.

Medicare Supplement Companies

including; Blue Shield, Anthem Blue Cross, Aetna, Mutual of Omaha, Health Net and UnitedHealthcareSee all the rates here

4 Parts to A Medicare Supplement:

  1. First, you will need both Medicare Part A & B.  “A”is the Hospital coverage (this typically starts automatically when you turn 65).
  2. Second, you will need to enroll in Medicare Part B, outpatient services and medical equipment.  The annual deductible is $183 then you owe 20% of medicare part be costs.
  3. Third, is your Medicare Supplement plan from the company of your choice.
  4. Fourth, is to enroll in a Medicare Part D Rx plan to help pay for your prescription drug costs.

That’s it.  It may seem like a lot, but once you are on medicare for about a year, this will all make sense.

  • 2019 Medicare Advantage Plans will be available for viewing on October 1, 2018.

Enroll …  It’s simple, once you choose a company and plan, I can help you through the enrollment process and make sure the process is quick and accurate, with your desired effective date.

Medicare stops at the border:

Whenever you leave the U.S. for vacation, to live part of the year, study, or simply to see the world.  Medicare does not go with you.  Adequate health insurance protection is only provided when you enroll in an International Health Insurance plan, which goes with you worldwide.

Short-Term and Long-Term coverage for anyone living, working or studying abroad.  Click Here.

call today.

John Conner
916-682-1117
john@johnconner.com

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Health Net Medicare Supplement Innovative Plan F Rates

The New Health Net Medicare Supplement Innovative Plan F which includes Vision and Hearing coverage at no additional cost.

Are you Medicare eligible and living in California?  If so you have many great options that benefit you when looking for a new or different Medicare Supplement plans, including the Health Net Innovative plan F.

Vision & Hearing Coverage Included:

  • Routine Eye Exam – One Vision Exam per 12 months.
  • Eye-wear – Up to $250 allowance for frame and lens every 24 months or contact lens every 12 months.
  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid.

If you are new to Medicare Parts A and B and find Medicare to be a confusing maze of paperwork, brochures, cover letters from your current health insurance company and other forms and mailings which you don’t understand or have the time to read.

This process doesn’t have to be that hard, in fact once you clear away the unnecessary minutia you will find Medicare and the plan options which improve Medicare to be a very easy system to navigate.  Enrolling in any of these plans is easy and quick, I can take most of the information right over the phone.  Please call anytime with questions.

If you would like a little help, or would like to view the different Medicare Supplement or Medicare Advantage options for California, feel free to contact me.

Depending on the city in which you live; Sacramento, San Jose, San Francisco, Fresno, Long Beach, Los Angeles, San Diego or any other city or region of California, the Medicare Supplement rates in California will depend you your current Zip Code or County you live in and your current age.

Medicare Supplement rates in California are age and Zip Code sensitive, Medicare Advantage plans like the Anthem MediBlue Medicare Advantage plans, You can compare the difference between a Medicare Supplement plan and Medicare Advantage plans by clicking the link above.

MEDICARE SUPPLEMENT PLANS in California have been the same for several decades, on the other hand Medicare Advantage plans change every year. Medicare Supplement plans rarely change and are federally standardized, meaning a Plan F for a company in California must provide the same benefits as any other plan F in the United States.

MEDICARE ADVANTAGE PLANS which are typically HMO style plans have been popular for the person looking for a cheap plan with good benefits. Although with a Medicare Advantage HMO, you will not have freedom of choice with physicians or hospitals, and you still have may gaps and out-of-pocket expenses.  Whereas with a Medicare Supplement (Medigap) plan you can see any doctor or hospital in the U.S. who accepts Medicare, and the coverage is very comprehensive.

WHAT ARE YOUR COSTS?  With a Medicare Supplement plan in California you will have a monthly premium for the Supplement.  You will also need to purchase a Medicare Part D Rx plan to cover your prescriptions.  Plan F will cover virtually all of your Medical costs, so you will not have any out of pocket expenses.  The Part D Rx plan will cost approximately $15 – $40 per month, depending on your current medications.

Looking for Medicare Advantage?  With a Medicare Advantage plan including the Health Net HMO plans in certain California counties.  With most Medicare HMO’s you will have office copays, maybe a deductible to satisfy, 80% coverage for chemotherapy (cancer tratements), but the plan will include the Part D Rx coverage at no additional cost.

Your out of pocket maximum with the Advantage plans typically run between $2,900 – $6,500 per year, which include all of the copayments, percentages and deductibles.  If a member happens to satisfy the “out of pocket maximum” at that point the plan will cover your medical costs at 100% for the balance of the year.

Links …

Questions?  Call or email anytime.

John Conner
916-682-1117
john@johnconner.com

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Anthem Medicare Supplement G F N Plan Rates Elk Grove CA

Medicare Members living in and around the Elk Grove area and all of Sacramento County, can view all available Anthem Medicare Supplement plan G, F and N rates right here.

Elk Grove which is at the southern tip of Sacramento County enjoys great Medicare Supplement rates for it’s residents.

Quick Links:

Elk Grove area Medicare Providers

The rates are the same whether you live on the older Elk Grove side of 99, or the Laguna side of town.  Also, living here you will enjoy a wide variety of physician groups such as; Sutter Medical Group, UC Davis, Mercy and Hills Physician Group to name a few.

  • 2019 Anthem Medicare Advantage plans will be available for viewing here on October 1, 2018.

A few of the companies to look at first:  Anthem, Blue Shield, Health Net and UnitedHealthcare.

DISCOUNTS – Blue Shield offers a $25 premium discount for the first twelve months you are on Medicare, and Anthem and Health Net both offer a $20 per month discount.  If you are new to Medicare Part B and enroll in any of the three mentioned companies, you will receive the monthly discount for the first 12 months on the policy.

The Anthem New to Medicare discount is for their F plans only.

Anthem Innovative Plan F includes Vision and Hearing benefits at no additional cost.

SWITCHING COMPANIES  (Birthday Rule)-  If you currently have a Medicare Supplement and wish to switch companies, this is an easy process.  You can do this  any time of the year, although if it is during the month of your birthday (Birthday Rule) you don’t have to answer any of the health or prescription questions and the enrollment to the new company is guaranteed.  If you wish to switch outside of your birthday month, you will need to answer the health questions on the new application.

PART D RX COVERAGE  –  Most Medicare Supplement members will “Mix-N-Match” their Medicare Supplement Part D Rx plan with their current Medicare Supplement.  In other words it’s usually best to choose an independent company which covers your medications the best.  In Sacramento County we have nearly 30 plans to choose from, and it gets a bit tricky sometime to make the right decision.

Choosing the right Part D plan can either save you or cost you a lot of money each year.  I am not contracted with any Medicare Part D plan or company so I can give you an unbiased opinion of the different plans and I can match up the plans with your current medication list, so you are enrolling in the best plan available.  Call me and I’ll be happy to help.

Medicare Supplement (Medigap) is different than a Medicare PPO.  First, a PPO is a Medicare Advantage plan which is a completely different type of plan than a Medicare Supplement. PPO’s have a network the company wants you to stay within. You can see out-of-network doctors, although you will pay more when seeing non-network providers.

Anthem Medicare Supplement (Medigap) plans do not have networks of doctors or hospitals.  You can see any provider, doctor or hospital in the U.S. who accepts Medicare. Also, with a PPO, the insurance company is considered “Primary” coverage, not medicare.  On the other hand Medicare is considered “Primary” coverage when you have a medicare supplement policy.

Enroll in an Anthem Plan Today … simply call me anytime so we can discuss what your best options are.  Once you have chosen the right plan, the enrollment process is quick and easy, either online or I can take most of the information over the phone. So feel free to call anytime with your questions.  And remember there are no broker fees here!!

Travel Insurance – Medicare does not provide coverage outside the U.S.

Questions?

John Conner
916-682-1117
john@johnconner.com

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Aetna Medicare Supplement Rates in California

Aetna Medicare Supplement plan and Rates in California have some of the most competitive premiums available.  Along with 32 other states Aetan is quickly becoming a Medicare Supplement carrier of choice for millions of Medicare beneficiaries who are turning 65 or shopping for a lower price for their current plan.

THE MOST POPULAR PLANS:  F, G, N

  • Plan F = 100% coverage.
  • Plan G = $183 deductible, then 100% coverage.
  • Plan N = $183 deductible, then $20 copay for outpatient visits.
  • All three provide 100% coverage for Inpatient Hospital services.

Aetna Medicare Supplement Rates

ENROLL — If you currently have a California Medicare Supplement with a different company, you may want to compare the monthly premiums with the new Aetna rates.  If you like what you see, switching companies is easy.  Simply call me at: 916-682-1117, I can take most of your information over the phone. I only need a couple signatures.

The processing time typically takes a week or two.  Once complete your ID cards and policy will arrive in your mail about a week after completion.

BIRTHDAY RULE … If you “switch” companies during the month of your birthday, the acceptance guaranteed, as long as the plan being requested is has the same or less benefits.  If your benefits increase, Aetna, or any California Medicare Supplement company will review your current health status, and will either approve your application or decline it.

Anthem  –  Blue Shield  –  UnitedHealthcare  –  Aetna  –  Health Net

Aetna offers Medicare Supplement plans F, G and N.  Plan F is by far the most popular of the twelve Federally Standardized plans.  So if your current company is raising rates and you are not near your birthday, give it a try and apply anyways, what do you have to loose.  Most likely Aetna will accept you as is without having to wait for your birthday month.

The Medicare Supplement market is constantly in flux.  Carriers are adjusting rates at different times of the year.  With most companies you will have a 12 month rate guarantee, including Aetna.

  • 2019 Aetna Medicare Advantage PPO & HMO plans are  now available.
  • PART D RX  –  You will also need a Medicare Part D Rx plan to help with your prescription costs (click here for more info)

Enrolling is easy!  An enrollment form needs to be completed (I can take most of your information over the phone).  So fee free to contact me anytime for the most up to date rate comparison.  I’ll be happy do discuss the plans in more detail, and find you the plan which fits your unique needs.

Enroll Year-Around … Get started today.

John Conner
916-682-1117
John@JohnConner.com

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Anthem Medicare Supplement Plan N

Anthem Blue Cross Medicare SupplementThe Anthem Medicare Supplement Plan N has became one of Anthem’s most popular Medicare Supplement plans.

Anthem’s Medicare Supplement Plan N is a great alternative to Plan F, and for someone looking for a lower priced Medicare Supplement.  Plan N has all the benefits of a Medicare Supplement:  You can see any doctor, specialist or hospital in the U.S. who accepts Medicare, that’s nearly 96%. And Plan N provides very comprehensive medical benefits, including 100% coverage for hospitalization.

With Plan N the member will have an office visit copay of $20 and a $50 copay for emergency visits.  The member is responsible for the Part B annual deductible of $183.00.  The premium costs for this plan are around 30% less than Plan F.

2019 Anthem Medicare Advantage plans are now available.

The only time a Plan N does not make sense to enroll in is, if a person typically needs several outpatient visits per month.  Remember you are responsible for the $20 copay for all outpatient visits.  That includes; doctor visits, physical therapy, lab, X-ray, outpatient surgery, any visit or services not considered inpatient hospitalization.

Plan N Coverage:

  • Part A deductible ($1,316 per 60 day benefit period) – 100% coverage
  • Part B deductible ($183) – no coverage
  • Office visit copay – $20 after Part B Deductible
  • Hospice Benefit – covered
  • Part B Excess Charges – not covered

Click here to view how Medicare Part B Excess Charges work.

An Anthem Medicare Supplement allows you to keep your own doctor and hospital and choose your own specialists and other health care providers.  And as long as your doctor is a Medicare-approved provider, you are free from paperwork and filing claims.  Your doctor and your Medicare Supplement plan take care of this for you.

When you are with Anthem Blue Cross, you’re getting more than 60 years of trust and experience.  Collectively, the Blue Cross and Blue Shield system provides healthcare coverage for 100 million people or one-in-three Americans.

Six Month Open-Enrollment Period:

  • Can’t be denied enrollment into any Medicare Supplement policy we sell.
  • Won’t be charges more based on your health.
  • May be eligible for discounts.

What is Medicare?  Medicare is health insurance for people 65 or older and for people younger than 65 with certain disabilities. Medicare was introduced in 1965 as a way for Americans to have more affordable access to health care after retirement.

Who is Eligible for Medicare?  You or your spouse worked for at least 10 years in Medicare-covered employment.  AND, you are 65 or older, or, you are under 65 and qualify for Medicare due to a disability.  AND, you are a citizen or permanent resident of the United States.

About Pre-Existing Conditions– If you have had at least six months of prior creditable coverage or are in a guaranteed issue situation, you don’t have to wait for coverage to start for a pre-existing condition.  Many types of health care coverage count as creditable coverage, but they only count if you did not have a bread for more than 63 days.  This prior coverage can be used to eliminate or shorten waiting periods for pre-existing conditions.  A pre-existing condition is a condition either treated or diagnosed six months prior to the effective date of your policy.

Other Company Rates:

Aetna  –  Anthem  –  Blue Shield  –  Health Net  –  Mutual of Omaha  –  UnitedHealthcare

Enrolling is easy … I can email or mail an application to you.  Simply complete the application and fax or mail back to me.  I’ll do the rest to make sure the process is quick, accurate and your requested effective date is honored.

DENTAL PLANSClick here

Please feel free to call or email anytime with your questions or for more information.

John Conner
916-682-1117
john@johnconner.com

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Los Angeles County Medicare Supplement Plan F G N Rates

2019 Medicare Supplement Rates in Los Angeles County. Plans G, F and N are currently the most popular.  Companies like; Anthem, Aetna, Blue Shield, Health Net and UnitedHealthcare.

Innovative plan F includes Vision and Hearing Coverage from companies: Anthem, Health Net and Blue Shield.

Los Angeles Medicare Supplement Rates, mainly with Anthem do not see the wide swinging ups and downs like in other parts of the Country.  Anthem Blue Cross is the carrier I think will continue to stay competitive in Los Angeles County, along with their Anthem Extras Dental & Vision packages, their Anthem Medicare Advantage HMO plans and Medicare Part D Rx plans all continuing to stay very popular over the coming years.

Quick Links …

Los Angeles …  From Castaic over to Lancaster down to Pomona west towards Long Beach up to Santa Monica and all the way up north again to Castaic, and everything in between, Los Angeles with a County population nearing 10 million residents, 10% of which are age 65 and above, is and will continue to be a health Medicare Supplement market.

Do you live in Los Angeles County?  If you are already 65 and on Medicare, you are most likely in 1 of 3 categories; 1) you have Medicare only and have enrolled in a Medicare Part D Rx plan  2) You are 65 and are enrolled in a Medicare Advantage HMO or PPO plan which includes your Part D Rx plan.  3) you have Medicare along with a Medicare Supplement and a Part D Rx plan.  All three scenarios can work, it just depends on what you are looking for, and what you want your program to pay for.

Los Angeles Rates …  Some of the Medicare Supplement companies in Los Angeles you will want to compare are:  Anthem, Blue Shield, Health Net, Mutual of Omaha, Aetna and UnitedHealthcare.  There are others although these seem to typically have the most competitive rates.

Enroll …  Enrolling is easy!  Remember you can enroll in a Los Angeles Medicare Supplement plan anytime of the year.  There are typically not any “annual open enrollment periods” with Medicare Supplement plans, so mid year if you would like to move to a new company, give me a call and we’ll get you started.

Birthday Rule for current medicare supplement members … on the month of your birthday you can switch to any other Medicare Supplement company and plan with the same benefits or less, guaranteed, no health questions asked.

Please feel free to contact me anytime, I will be happy to answer all of your questions.

John Conner
916-682-1117
john@johnconner.com

Information Request:

Oklahoma Medicare Supplement Plan F G N Rates

Oklahoma is another state which the Aetna, UnitedHealthcare and Mutual of Omaha offer some of the lowest rates available .  When comparing different companies, be sure to include those three with your review.

Low prices are usually very good, although not always the best!

What I mean by that is, when looking for a Medicare Supplement plan, there are three key factors to consider; 1) Premiums, 2) Member Services and 3) Financial rating of the company.

Claim processing is not as important as you may think because whenever you see a doctor or hospital,the claim goes to medicare not the insurance company.  So, you should always try to find out how good a companies customer services is, because when you need answers or have a problem which needs fixing, the last thing you need is a company which does not respond to your requests.

Billing, a reimbursement, an un-authorized cancellation of your policy, replacement ID cards, whatever it may be, you want the company to quickly and correctly take care of the issue!

As an Independent agent, I also look for companies which are not only competitively prices, but also superior Medicare Supplement services departments.  Departments which I can call and get a response quickly and accurately.  So I definitely have my opinions on which companies are; very good, good, and sub-par.  Feel free to call anytime so we can discuss your situation.

Another competitive Oklahoma Medicare Supplement company which you should be aware of is Mutual of Omaha. All Medicare Supplement policies have certain “guaranteed-issue” rules which you may be able to apply to your current situation.

Medicare Part D Rx … You will need to also purchase a Medicare Part D Rx plan to cover your prescriptions.  Prescription plans are not included with Medicare Supplement plans.  Each county has approximately 25 Part D plans to compare.

The results will show the monthly plan premium, how much of a copay is for each of your prescriptions along with what the anticipated out-of-pocket amount will be.  It’s quite informative, if you can navigate the website.  Each plan will cover medications differently, this is why it is a good idea to compare Part D plans every year during the open enrollment periodCall me if you have any questions.

The most popular Medicare Supplement plans in Oklahoma are; Plans F, G and N.  Plan G is identical to Plan F, except G does not pay for your Medicare Part D annual deductible of $183 per year.  So be sure to compare the rates and if Plan F is more than $183 in premium per year, you may want to consider Plan G.

There are several plans and companies to compare, so please feel free to call or email anytime with your questions.  I’m here to help.

Call today, I’ll answer all of your questions right over the phone.  No obligation.

John Conner
916-682-1117
john@johnconner.com

Information Request:

Anthem Los Angeles County Medicare Supplement

Medicare Supplement Rates:

Anthem   Aetna   Blue Shield   Health Net   UnitedHealthcare

Anthem Los Angeles County Medicare Supplement rates will be different in the different regions of California.  The benefits will all be the same for the chosen plan, because the plans are federally standardized, meaning if an insurance company offers a Medicare Plan F for example, the benefits must follow national guidelines.

NEW “INNOVATIVE” Plan F:

Anthem Includes Vision and Hearing plans at no additional cost.  Be sure to compare the new Anthem Medicare Supplement “Innovative” Plan F.  This new plan is identical to the traditional plan F but it also includes “hearing” and “vision” benefits.  Also the monthly premiums are less then before. Click here for info.

So any company offering a Plan F or any other Medicare Supplement plan will have the same coverage benefits as any other company.  The only difference will be the premium amounts, company rating and customer service.  All three of these can vary substantially from company to company.

Choosing a Medicare Supplement policy can get complicated because all plans have different levels of coverage.  Plan F being the most comprehensive plan available to Los Angeles Medicare Supplement members.  As a resource, this website is meant to be an information site regarding your Medicare Supplement and Health Insurance needs.

Feel free to view the different pages throughout the site.  If you would like someone to speak to, I am always available to answer your questions.

  • 2019 Medicare Advantage plans are here.

Medicare Supplement plans have been standardized since 1992 (plan benefits are the same regardless of the company).  All Los Angeles County Medicare Supplement plans have become “Modernized” effective June 1, 2010.  Companies can only market and sell the new Modernized Medicare Supplement plan effective June 1st.

All current Medigap members will be able to keep their current plans and will be able to transfer to the new plans if they choose to.  All new business began June 1st 2010 were considered Modernized.  Two new plans introduced were M and N.  I’m sure Plan F and G will continue to be the most popular, simply because of their comprehensive coverage.

Remember, regardless of the Medicare Supplement plan you choose:

  • Freedom to choose your own doctor or hospital.
  • No required medical exam.
  • Guaranteed renewable.

Important Information about a Medicare Supplement Policy:

  • You need to have Medicare Part A and Part B.
  • You will need to pay a monthly premium with a Medicare Supplement (Medigap) policy.
  • Your policy cannot be cancelled, even because of health reasons, as long as you pay your premium on time.
  • Each policy covers one person, so you and your spouse will have to have a policy each.

ANTHEM DENTAL (OVER AGE 65)

When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top because of the contracted fees, before the insurance coverage pays the next 50% or 80%.

These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits.  Your dental costs will also be reduced even more with the plan insurance coverage.  Along with over 87,000 contracted dental offices nationwide.

Anthem Extras Dental & Vision  –  Brochure   –  Application

Questions?

John Conner
916-682-1117
john@johnconner.com

Information Request:

 

Florida Medicare Supplement Rates UnitedHealthCare

You have many choices when researching Medicare Supplement plans in Florida.  A couple good ones to include are UnitedHealthcare, Gerber and Mutual of Omaha.

UnitedHealthcare – Aetna – Gerber – Mutual of Omaha

Both are very popular, competitively priced and have excellent customer service and their administration is quick and flexible.  I would recommend them to anyone.

  • Call Today .. For Plan Rates in your Area.

If you are looking at other carriers, be sure to call me, I will be happy to give you an idea which ones are “very good” companies and which ones to stay away from.

No Networks to fuss with … see any medicare approved doctor in the U.S.

With a Medicare Supplement plan you are able to see any doctor, specialist and hospital anywhere in the U.S. who accepts Medicare.  You are free to see any of these doctors in any State, simply make an appointment and go, it’s that easy.  If you are travelling in different states, Medicare and your Medicare Supplement travels with you.  If you need to see a doctor away from home you can show them your ID card, regardless of the state you are in.

Medicare Part D Rx plan … You will also need a Medicare Part D Rx plan to help pay or your prescription costs.  There are typically over 30 plans available in each county.  So call me and I can help the right Part D plan for your medication list.

In Florida, Gerber offers Medicare Supplement plans F and G, and Mutual of Omaha offer plans D and F.  Below is a standard Medicare Supplement chart which outlines the basic coverage’s for each plan.

Guarantee Issue … If you are new to Medicare or are already on Medicare but enrolled in an employer group health plan you can enroll into a Medicare Supplement plan .. guaranteed, regardless of your current or previous health status.

If you are currently on a Medicare Supplement plan with a different company, and wish to switch.  You can do this anytime of the year. Simply complete the appropriate enrollment form and submit it for review.  I can help you through all of these steps.

Enroll Today and Start Saving … Call and I’ll send you the appropriate Medicare Supplement enrollment forms.  The enrollment process typically takes a couple weeks.  When complete the company will send you an ID card along with a plan policy.  I will help you through the enrollment process to make sure it is quick and accurate with your desired effective date.

Travel Insurance  Vacation, cruise or living abroad … Medicare does not provide coverage outside the U.S.

No Broker Fees … My advice and services are free of charge, and the plan premium for any of these policies are never higher than going direct to an insurer.

Remember, if you need help finding the right Medicare Part D Rx plan for your medication list, I can help.  I do not sell the Rx plans but I can help you determine which plan, out of the 25 available plans in your county will work best with your current prescriptions.

Enroll year around in a Florida Medicare Supplement.  Get started today.

 John Conner

916-682-1117
john@johnconner.com

Questions & Comments: