One of the biggest decisions when choosing between a Medicare Supplement Plan or a Medicare Advantage plan like Freedom Blue comes down to the premium.  If premiums were equal the Medicare Supplement plan is far superior.  Although with a low or no premium plan like the Anthem Freedom Blue plan which includes the Part D Rx plan, the decision becomes much tougher.  Remember a Medicare Supplement plan offers freedom of choice physicians, specialists and hospitals, along with the fact that you will not have deductibles, copays or coinsurance with a Plan F.  You will have to purchase a Medicare Part D Rx plan in addition to the Medicare Supplement. 

The Freedom Blue plan is a Medicare Advantage PPO plan, meaning you can see any physician, specialist or hospital within the PPO network to receive the maximum benefits.  If you see a provider “outside” the PPO network, then you will have to pay higher copays and deductibles.  Although your out-of-pocket maximum ($3,350) will remain the same whether you see a provider in or out of the network.  The out-of-pocket maximum is the total amount of medical copays, coinsurance and deductibles you pay throughout the year.  When this amount reaches $3,350 Anthem Blue Cross is responsible to pay 100% of the approved medical costs for the balance of the calender year. 

• Anthem Blue Cross - Freedom Blue (PPO)
• Freedom Blue - Application
• Anthem Part D Rx

Remember, with a Medicare Supplement plan you can see any physician, specialist and hospital in the United States who accepts Medicare.  That is a fantastic benefit when you desire to see a particular provider when you have a certain condition.  Also when traveling, if you become ill or have an accident, there are no referrals necessary, you simply go to a local doctor or hospital, and Medicare and the Medicare Supplement pays as as if you are in your local area.

Call or Email for an Applictaion

Below is a chart of the most popular Medicare Supplement plans:

• Freedom Blue Application

When looking for a Medicare Supplement plan you can use this basic chart above to lead you in the right direction when deciding on a particular plan.

Also be sure to click the different company links above to view the monthly rates.

Applying is easy; simply print the company application and mail or fax it to the address below.  Most companies will need the first months dues which will have to be mailed before the policy is approved.

Please feel free to call anytime with your questions … 800-700-1246.

John Conner
Authorized Independent Agent
10425 Saddle Creek Drive
Sacramento CA 95829
www.JohnConner.com
john@johnconner.com
800-700-1246 - office
800-995-9913 - fax
916-240-6422 - cell
Department of Insurance License No.: 0813608

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