Medicare

2017 Medicare Supplement plans and rates. No doctor networks to fuss over.  As long as the doctor or hospital accepts Medicare, you are able to see them.  It’s as simple as that. Freedom to see any doctor or hospital in the U.S. who accepts Medicare. That’s about 96% of all providers nationwide.

Plan F provides 100% coverage, which means when you see a doctor or hospital, you do not pay a co-pay

Medicare Supplement

Aetna     Anthem     Blue Shield     Gerber     Health Net     Mutual of Omaha

Medicare Advantage (HMO & PPO)

AnthemBlue Shield and Aetna Medicare Advantage plans are typically HMO and PPO plans depending on your County of residence.  And usually have a $0 monthly premium which includes the Medicare Part D Rx plan at no additional cost to you.  The Annual Open-Enrollment is from October 15 to December 7.

Links

Please use this site as a resource for plan and rate information. Click any of the buttons below to view the company Medicare Supplement rates in your area.  Or better yet call me and I’ll give you the rates for the different companies and plans right over the phone.

medicare-chart-2017

Medicare Part D Rx plans You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs.  A good place to start you search is right here.  Simply email a list of your current medications along with the dosage and frequency.  I’ll enter the information into the Medicare system, to come up with the top 3 plans for your prescription list.  The results will show the best three plans for coverage and cost for your medications.  I will then email the results to you.

Tobacco rates do not apply during open enrollment or guaranteed issue situations in the following states: California Colorado Illinois Louisiana Missouri New Hampshire New York* North Carolina Tennessee Vermont* Wisconsin * Tobacco rates never apply in New York, Vermont.

Types of Medicare Policy Ratings:

  • Community-rated – The same monthly premium is charged to everyone who has the Medicare policy, regardless of age. Premiums are the same no matter how old the applicant is. Premiums may go up because of inflation and other factors, but not based on age.
  • Issue-age-rated – The premium is based on the age the applicant is when the Medicare policy is bought. Premiums are lower for applicants who buy at a younger age and won’t change as they get older. Premiums may go up because of inflation and other factors, but not because of applicant’s age.
  • Attained-age-rated – This is the most common type of Medicare Supplement Policy.  The premium is based on the applicant’s current age so the premium goes up as the applicant gets older. Premiums are low for younger buyers, but go up as they get older. In addition to change in age, premiums may also go up because of inflation and other factors.

If you are ever Hospitalized, you need to be aware of the term; Observation Status. This is being admitted into the hospital as outpatient, even if you are there for several days.  This may have expensive consequences.  Click here for more info.

Travel Insurance  Be careful:  Medicare does NOT provide coverage outside the U.S.  Travel Insurance is specifically designed for Vacations, cruises, moving, living and studying abroad?  Our domestic health insurance typically offers no coverage when traveling worldwide. If you have family members or friends traveling, working or living abroad, please have them contact me anytime with questions.  Click Here

No Broker Fee … All premiums are the same regardless of where or who you enroll through.

Questions? Call or email anytime.

John Conner
916-682-1117
john@johnconner.com

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