Medicare Supplement Rates

Compare Medicare Supplement Plans & Rates. But first you may want to look at the information below to better understand Medicare and what type of plan will work best for your needs. You will first need Medicare Parts A and B. Part D is your prescription plan, and you will also want to review the “Guaranteed-Issue” options below.

Switching Plans …

Remember, you can switch Medicare Supplement companies and plans anytime during the year. Medicare Supplements do not have an annual open enrollment period like Medicare Advantage and Medicare Drug plans do. Don’t wait, start saving today. Feel free to call anytime for an enrollment form. I’ll help you through the process.

If you are new to Medicare and have a table full of marketing brochures, enrollment kits and Medicare guides, you are definitely not alone if you have thrown them all away and are simply looking for some good accurate information to make the right decisions so you can move on!

Click the Company below to see the Monthly Rates in your State.

2013 – Medicare Supplement Rates
Anthem Blue Cross	Gerber Life	Blue Shield
Mutual of Omaha	Family Life	Anthem Medicare PPO
Sentinel Security	Health Net	Forethought

Quick Links …

Click Here to view the different Medicare Supplement Rates
Guarantee Issue Guidelines - View them here
Medicare PPO Plans - Learn more here
Under Age 65 Medicare Supplement - See if you qualify
Medicare Part D Rx - Start Here
View the Senior Dental Plans

Medicare Part A …

Medicare Part A coverage is for ‘Inpatient Hospitalization.’ With Original Medicare if you are admitted to a hospital you will be responsible for a “Benefit Period Deductible” of $1,156.00. This deductible is NOT an annual deductible but a 60-Day Benefit Period deductible. If the situation is right a person may have to pay this $1,156.00 deductible every 60 days.

Medicare Part B …

Part B coverage is for ‘outpatient hospital’ services, outpatient physician costs, medical equipment and supplies and skilled nursing care. Part B has an annual deductible of $147 and you are also responsible for 20% of all Part B costs after the deductible is satisfied. Part B also has a monthly premium of $99.00.

Medicare Part D Rx plans …

You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs. A good place to start you search is right here. Simply email a list of your current medications along with the dosage and frequency. I’ll enter the information into the Medicare system, to come up with the top 3 plans for your prescription list. The results will show the best three plans for coverage and cost for your medications. I will then email the results to you. Here is a good place to start.

Confused … Don’t be

It’s not as confusing as it may appear. When comparing Medicare Supplement Plans also known as Medigap, all companies offering insurance must offer identical Medicare Supplement plans, there are currently 11 plans as of 6/1/2010. This can be a confusing, time consuming and overwhelming process, with so many plans, benefits, rates, websites and articles distributing all sorts of information. Once you become familiar with Medicare and the different Medicare Supplement plans and the benefits they offer, the comparison process becomes much easier.

Is your Doctor or Hospital “Medicare-Approved?” Click here to view the three types of Medicare Doctors and Hospitals.

Looking for a Medicare PPO Plan?

As we all know, Medicare alone leaves many gaps in coverage for both inpatient care along with outpatient coverage. This is why so many Medicare Beneficiaries purchase a Medicare plan to cover the out-of-pocket expenses Medicare doesn’t cover. Medicare Supplement plans C, D, F and G are the most popular of all Medigap plans, with F being the most comprehensive. Please see the benefit chart below. A very popular Medicare Advantage (Medicare PPO plan) is the Anthem Medicare Preferred PPO plan which is a Medicare PPO plan (Not in all areas). In certain states this plan is a zero ($0) premium plan which includes your Part D prescription drug coverage. The Anthem Medicare Preferred PPO plan, as popular as it is, has deductibles and copays which you are responsible for throughout the year. Whichever type of plan you choose, you will be much more secure than having Medicare alone. Click here to learn more.

Under-Age 65 Medicare Supplement …

Depending on the state you live in, you may have access to any of the Medicare Supplement companies and plans in your state, once you are on Medicare. Learn more about the Under-Age 65 Medicare Supplement opportunities in your area.

Guaranteed Acceptance …

New to Medicare, coming off of an employer health insurance plan or is your Medicare Advantage plan cancelling? These are just a few of the guaranteed-issue options available to you. Click here to review all Guaranteed-Issue options.

If you are new to Medicare or would simply like to compare rates of other companies, feel free to contact me anytime with your questions. I’m here to help.