You can compare Los Altos Medicare Supplement rates right here. 2018 rates from Anthem, Blue Shield, Aetna, UnitedHealthcare, Health Net and Mutual of Omaha.
Los Altos residents and for that matter all Santa Clara County Medicare Supplement members should take a look at Anthem, Blue Shield of California, and Health Net when comparing companies and plans. They have traditionally provided the most competitive rates for all age groups.
NEW Anthem “INNOVATIVE” MEDICARE SUPPLEMENT PLANS:
Anthem Blue Cross has a new Medicare Supplement called “Innovative” Plan F. This new plan is identical to the traditional plan F but it also includes “Vision and Hearing” coverage at no additional cost. Also the monthly premiums are less then before. Click here for info.
The other Medicare Supplement company to include is UnitedHealthcare, they have recently lowered their rates in certain zip codes and are now considered one of the “go-to” Medicare Supplement companies in Northern California, which includes Santa Clara County and of course Los Altos.
Los Altos is in the same rating area as; Mt. View, Palo Alto, Sunnyvale, Cupertino, Saratoga and much of San Jose, so if you have family or friends in the area you can relay this info to them as well.
Why a Medicare Supplement Policy?
- Great coverage. Medicare Supplement policies typically have very comprehensive medical benefits. Plan F for example provides 100% coverage. No deductibles, copays or percentages when you see a doctor or hospital.
- Freedom of choice … With any medicare supplement you have access to any doctor, specialist or hospital in the U.S. who accepts Medicare. That’s over 95% of all providers nationwide. No networks to fuss with.
- The policy doesn’t change .. for the most part, medicare supplement policies do not change from year to year. On the other hand Medicare Advantage HMO plans change their benefits, doctor networks and rx coverage each year.
If you want the best, go with a Medicare Supplement.
If you are not yet on Medicare, beware, you will be receiving a flood of information from just about every Medicare Supplement company under the sun. Marketing brochures, fliers, letters and post cards, every imaginable marketing material will be headed your way. Save yourself some time, I can narrow the shopping and comparing process down to a few minutes.
You are also going to need to find a Medicare Part D Rx plan to help pay for your prescription drugs. I can also help you with finding the right plan. Personally I do not represent any of the Part D companies, but I help my clients find the best plan every year. It’s good to check the new Part D plans every year, because they can change quite a bit from year to year.
You can see any doctor or hospital when you have a Medicare Supplement Policy. One of the greatest benefits of a Med Supp is “access to care.” You are able to receive services from any doctor, specialist, lab or hospital who accepts Medicare. That’s about 95% of all medical providers. You don’t have any networks to worry about and no need for HMO style referrals to specialists.
I’ve been in the Medicare business for more than 20 years and know the ins and outs of most of the situations involving Medicare members. I’m always available to chat, so please feel free to contact me anytime with your unique situation.
Travel Insurance – Vacation or on a Cruise, Medicare does not provide coverage while outside the U.S.