Are you Medicare eligible and living in California?  If so you have many great options that benefit you when looking for a new or different Medicare Supplement plans.  If you are new to Medicare Parts A and B and find Medicare to be a confusing maze of paperwork, brochures, cover letters from your current health insurance company and other forms and mailings which you don’t understand or have the time to read.  This process doesn’t have to be that hard, in fact once you clear away the unnecessary minutia you will find Medicare and the plan options which improve Medicare to be a very easy system to navigate.  If you would like a little help, or would like to view the different Medicare Supplement rates in California, I’m here to help, and feel free to call anytime … 800-700-1246.

• Freedom Blue - Medicare PPO plan

Depending on the city in which you live; Sacramento, San Jose, San Francisco, Fresno, Long Beach, Los Angeles, San Diego or any other city or region of California, the Medicare Supplement rates in California will depend you your current Zip Code or County you live in and your current age.  Medicare Supplement rates in California are age and Zip Code sensitive, Medicare Advantage plans like the Anthem Freedom Blue plan One, is a $Zero premium plan everywhere in California.  You can compare the difference between a Medicare Supplement plan and a Medicare Advantage plan here. 

Medicare Supplement plans in California have been the same for several decades, on the other hand Medicare Advantage plans like the Anthem Freedom Blue plans have been here for a few years.   Medicare Supplement plans rarely change and are federally standardized, meaning a Plan F for a company in California must provide the same benefits as any other plan F in the United States.  Medicare Advantage plans which are the new plans on the block and have been extremely popular because of the low or no premium plans change benefits and premiums yearly, and will continue to change.  So that is something to keep in mind while deciding on a Medicare plan for yourself and or spouse.

What are your costs?  With a Medicare Supplement plan in California you will have a monthly premium for the Supplement.  You will also need to purchase a Medicare Part D Rx plan to cover your prescriptions.  For example; an age 70 female (non-tobacco) living in Los Angeles, the monthly Medicare Supplement plan F premium is $168.00 (Gerber Life Medicare Supplement).  A Plan F will cover virtually all of your Medical costs, so you will not have any out of pocket expenses.  The Part D Rx plan will cost approximately $42 per month with Anthem Blue Cross Part D plan. 

With a Medicare Advantage plan like the Anthem Freedom Blue plan has a monthly premium of $0.  Although you will have out of pocket costs when you see a physician or hospital.  You will have office visit copayments, an annual deductible and hospital charges.  Your out of pocket maximum with the Freedom Blue plan is $3,350, which are all of the copayments, percentages and deductibles added up before Anthem Blue Cross picks up the rest at 100% of approved charges for the remainder of the year.  The Medicare Part D Rx plan is also included with the Freedom Blue Plan One, so there is no extra premium costs for the prescription plan.

To help decide please feel free to call me anytime with your questions … 800-700-1246.

Thank You;

John Conner
Medicare Specialist
john@johnconner.com
800-700-1246 - office
916-240-6422 - cell

Areas: Los Angeles, San Diego, San Jose, San Francisco, Fresno, Long Beach, Sacramento, Oakland, Anaheim, Bakersfield, Riverside, Stockton, Chula Vista, Fremont, Irvine, Modesto, Glendale, San Bernardino, Huntington Beach, Oxnard, Fontana, Ontario, Santa Rosa, Hayward, Pasadena, Torrance, Escondido, Elk Grove, Sunnyvale, Thousand Oaks, Simi Valley, Visalia, Santa Clara, Costa Mesa, Roseville, West Covina, Burbank, Berkeley, Carlsbad, Fairfield, Temecula, San Mateo, Vista, Redding, Santa Barbara, Citrus Heights, Newport Beach, Livermore, San Marcos, Lake Tahoe.