2011 Medicare Supplement - High Deductible Plan F | Anthem Medicare Supplement

Gerber Medicare Supplement – Anthem Medicare Supplement

Medicare Supplement-High Deductible Plan F

11 May 2010 No Comment

Medicare Supplement High deductible plan F covers your Part B deductible, Medicare Part B excess Charges and Emergency care during foreign travel. If you choose the High-Deductible option on Medicare Supplement Plan F, you have to pay a deductible of $2,000 before the plan pays anything. The deductible amount may change in the future, although it has not changes in many years. Please keep in mint that while high-deductible policies have a much lower premium, when you use your Medicare Supplement plan, you will have up to a potential $2,000 out-of-pocket cost until you reach the annual deductible.

Medicare Plans & Rates:

Anthem Blue Cross, Blue Shield, Gerber, Mutual of Omaha, Family Life, Sentinel Security, Freedom Blue, Forethought

With a Medicare Supplement High-Deductible plan, Anthem Blue Cross and Blue Shield will pay for some or all of the following:

Medicare Part A and Part B deductibles
The 20 percent coinsurance after the Part B deductible.
Excess fees for physicians who take Medicare but don’t accept the Medicare approved amounts as full payment.
Health care from any doctor or hospital in the United States who is a Medicare approved provider.
Emergency health care you may need if you travel outside the United States.

Anthem Medicare Supplement Plans shield you from the unexpected- Without a Medicare Supplement plan, sometimes referred to as a Medigap plan, health care costs can quickly add up to thousands of dollars.

Upon reaching Medicare-eligibility, many people have found that while Medicare provides basic health care coverage, it’s not always enough.

Medicare Part A provides hospital insurance, yet it does not cover the benefit period deductible ($1,132)or the coinsurance required for hospital care.
Medicare Part B has an annual deductible ($162) and typically covers only 80 percent of Medicare’s approved amount for medical care.

We offer a range of Medicare Supplement products so whether you just want to supplement the basics or want to ensure you have a wide range of supplemental coverage, we have a plan that will work for you.

You must first satisfy the ”Medicare-covered” costs up to the high-deductible amount ($2,000) before your Medicare Supplement policy pays anything.
Part B coinsurance – 20%.
Medicare Part A benefit period deductible, begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy’s “Core Benefits.” During this time the hospital is prohibited from billing you for the balance based on any difference between it’s billed charges and the amount Medicare would have paid.