A Gerber Medicare Supplement plan can cover the Medicare deductibles that have going up in 2011 (Part A deductible $1,132)(Part B deductible $162).  Gerber Medicare Supplement plan are now in 32 states and offer; Plan A, Plan F and Plan G. 

Print a Gerber Application for your State

The Gerber Life Medicare Supplement insurance price range is typically very competitive depending on the State and Zip code where you live.  Remember, Medicare consists of four parts; A, B, C and D.  Part A covers Hospitalization, Part B covers outpatient services such as doctors and specialist visits, outpatient surgery and medical supplies (Part B services you are responsible for 20% of the allowable charge after the $162 deductible).  Part C are the Medicare Advantage plans which consist of mainly PPO and HMO plans.  They are very similar to an employer group health plan.  Lastly, Part D is the Medicare prescription plan which is administered by private insurance companies.  Every year Medicare Advantage and Part D members can change their current company or plan or purchase new plans during the “Open Enrollment Period” which is called the Annual Election Period (AEP).  This allows great flexibility for seniors wishing to change companies or plans because of changes made to their rates or benefits.

Quick Links …

• Medicare Supplement Rates
• Medicare Part D Rx info
• Guaranteed-Issue Guidelines
• Under-Age 65 Medicare Supplement info
• Medicare “Excess Charges”

• The next Medicare Advantage ”Open-Enrollment” period is: October 15th through December 7th, for the January 1, 2012 effective dates.

Deductibles, Copays & Percentages …

Gerber Medicare Supplement plans can cover the deductibles, copays and coinsurance (depending on the plan you choose) which are not covered by original Medicare.  These plans allow you to see any physician, specialist or hospital in the United States who accept Medicare (nearly 95% of all providers).

If you currently have a Medicare Supplement or Medicare Advantage plan, and are unhappy with either the monthly rate, or the company providing your coverage, now is as good as any to look and compare Gerber Medicare Supplement plans and rates.  It is very easy to switch and enroll into a new company plan.  Some companies ask fewer health questions than others, so be sure to call so we can discuss the appropriate action for your unique needs.

Medicare A and B …

Before a person can apply for a Gerber Medicare Supplement plan, or any other type of Medicare plan, they must first have in place both Medicare Parts A and B.  If you are new to Medicare Part B coverage, you have a 6 month window to choose and enroll in a Gerber Medicare Supplement plan when your Medicare Part B coverage starts.  If you apply during this six month window the approval is guaranteed regardless of your current health status.  This period is called the “Initial Coverage Period (ICP).  This is a fantastic benefit for seniors who are coming off of an individual or employer bases health insurance plan.

Gerber Medicare Supplement Rates

Enrollment is easy …

I can email, fax or mail the application.  Simply complete it and fax or mail it back to me.  I’ll make sure the application process is swift and will keep you updated.  Print a Gerber Application.

Please feel free to call anytime for assistance.

Need help or have Questions?

John Conner
Health & Medicare
www.JohnConner.com
john@johnconner.com
800-700-1246 – phone
800-995-9913 – fax