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Gerber Medicare Supplement Plans

18 November 2009 One Comment

A Gerber Medicare Supplement plan can cover the gerber_lifeMedicare deductibles that are going up in 2010 (Part A deductible $1,100)(Part B deductible $155).  Gerber Medicare Supplement plan are now in 32 states and offer; Plan A, Plan F and Plan G.

Call or email for an application

The Gerber Life Medicare Supplement insurance price range is usually very competitive depending on the State and Zip code where you live.  Remember Medicare consists of four parts; A, B, C and D.  Part A covers Hospitalization, Part B covers outpatient services such as doctors and specialist visits and outpatient surgery.  With Part B services you are responsible for 20% of the allowable charge.  Part C are the plans called Medicare Advantage plans which consist of mainly PPO, HMO and PFFS plans.  Then lastly Part D is the Medicare prescription plan which is administered by private insurance companies.  Every year Medicare Advantage and Part D members can change their current company or plan or purchase new plans during the Open Enrollment Period which is called the Annual Election Period (AEP).  This allows great flexibility for seniors wishing to change companies or plans because of changes made to their rates or benefits.

Gerber Medicare Supplement Rates

Arkansas

California

Colorado

Georgia

Iowa

Idaho

Illinois

Indiana

Kansas

Kentucky

Maryland

Michigan

Missouri

Montana

Nebraska

Nevada

New Mexico

North Dakota

Pennsylvania

South Carolina

South Dakota

Tennessee

Utah

Wyoming

 

Gerber Medicare Supplement Plans:

 

A

F

G

Basic Benefits:

X

X

X

Part A Hospital Deductible ($1,100)

 

X

X

Skilled Nursing Facility

 

X

X

Part B Deductible ($155)

 

X

 

Part B excess charges

 

100%

100%

Emergency care outside the U.S.

 

X

X

Annual at-home recovery benefit

 

 

X

 

Gerber Medicare Supplement plans can cover the deductibles, copays and coinsurance which is not covered by original Medicare.  These plans allow you to see any physician, specialist or hospital in the United States who accept Medicare (nearly 98% of all providers).

If you currently have a Medicare Supplement or Medicare Advantage plan, and are unhappy with either the monthly rate or the company providing your coverage, now is as good as any to look and compare Gerber Medicare Supplement plans and rates.  It is very easy to switch and enroll into a new company plan.  Some companies ask fewer health questions than others, so be sure to call so we can discuss the appropriate action for your unique needs.

Before a person can apply for a Gerber Medicare Supplement plan; first they must qualify for Part A and purchase Part B ($96.40).  If you are new to Medicare Part B coverage, you have 6 months to choose and enroll in a Gerber Medicare Supplement plan (3 months before your birth date, and three months after).  If you apply during this six month window the approval is guaranteed regardless of your current health status.  This period is called the “Initial Coverage Period (ICP).  This is a fantastic benefit for seniors who are coming off of an individual or employer bases health insurance plan.

Gerber Medicare Supplement Rates

Enrollment is easy!  So please feel free to contact me anytime for assistance.

John Conner
Medicare Specialist
10425 Saddle Creek Drive
Sacramento CA 95829
john@johnconner.com
800-700-1246 - phone
800-995-9913 - fax
916-240-6422 - cell

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