Open Enrollment for Medicare Part D plan is from October 15 through December 7. This is a great time to find the best 2015 Part D Rx plan for your medication list. Call me if you need a little help finding the right plan.
2014 Gerber Medicare Supplement Rates:
A Gerber Medicare Supplement plan can cover the Medicare deductibles that are going up in 2014 (Part A deductible $1,216) (Part B deductible $147). Gerber Medicare Supplement plan are now in 32 states and offer; Plan A, Plan F and Plan G.
Did you know … You can change Medicare Supplement companies anytime of the year. Just answer the heath questions. Why wait if you can start saving money today.
Quick Links …
- Other Company Rates
- Compare Medicare Part D Rx plans
- Guaranteed Issue Guidelines
- What are Medicare Excess Charges?
Gerber Medicare Supplement plans will cover the deductibles, copays and coinsurance (depending on the plan you choose) which are not covered by original Medicare. These plans allow you to see any physician, specialist or hospital in the United States who accept Medicare (nearly 95% of all providers).
The Gerber Medicare Supplement insurance price range is typically very competitive depending on the State and Zip code where you live. Remember, Medicare consists of four parts; A, B, C and D. Part A covers Hospitalization, Part B covers outpatient services such as doctors and specialist visits, outpatient surgery and medical supplies (Part B services you are responsible for 20% of the allowable charge after the $147 deductible). Part C are the Medicare Advantage plans which consist of mainly PPO and HMO plans. They are very similar to an employer group health plan. Lastly, Part D is the Medicare prescription plan which is administered by private insurance companies. Every year Medicare Advantage and Part D members can change their current company or plan or purchase new plans during the “Open Enrollment Period” which is called the Annual Election Period (AEP). This allows great flexibility for seniors wishing to change companies or plans because of changes made to their rates or benefits.
If you currently have a Medicare Supplement or Medicare Advantage plan, and are unhappy with either the monthly rate, or the company providing your coverage, now is as good as any to look and compare Gerber Medicare Supplement plans and rates. It is very easy to switch and enroll into a new company plan. Some companies ask fewer health questions than others, so be sure to call so we can discuss the appropriate action for your unique needs.
- Dental – visit any dentist – no networks
- Insure your Trip – Vacation Insurance & Travel Medical anywhere in the world.
Medicare A and B … Before a person can apply for a Gerber Medicare Supplement plan, or any other type of Medicare plan, they must first have in place both Medicare Parts A and B. If you are new to Medicare Part B coverage, you have a 6 month window to choose and enroll in a Gerber Medicare Supplement plan when your Medicare Part B coverage starts. If you apply during this six month window the approval is guaranteed regardless of your current health status. This period is called the “Initial Coverage Period (ICP). This is a fantastic benefit for seniors who are coming off of an individual or employer bases health insurance plan.
- Rates in Your State: – Anthem Blue Cross – Mutual of Omaha – Gerber – Sentinel Security – Forethought.
Call Today for the Enrollment Forms … I can email, fax or mail the enrollment form for your state. Simply complete it and fax or mail it back to me. I’ll make sure the application process is quick and accurate.
Travel Insurance – Medicare does not provide any coverage outside the U.S. and domestic health insurance only covers limited emergency care and in many cases nothing at all.
Please contact me anytime with questions.