The Gerber Medicare Supplement plan G or any other company plan G is the same plan as a Medicare Supplement plan F, without the Part B annual deductible of $147.00 being paid for.
With a Plan G you are receiving a very comprehensive policy at a lower monthly premium to the popular Plan F. You can view the chart below and compare the different plans. If you are concerned about “Part B Excess” charges, you should read this. Plan G covers the Part B “Excess Charges just like plan F. When choosing the right plan, consider the monthly premium and any deductibles you may be responsible for, add them up and compare.
Gerber Medicare Supplement plans in most states offer plans A, F and G. F is by far the most popular because of it’s very comprehensive benefit structure, although Plan G is gaining in popularity. The only difference is the $147 Part B annual deductible. Most shoppers are looking at the difference in premium between Plan F and G. If it is more than $147 annually, which is the amount of the Part B (outpatient) deductible, it makes sense to switch to the lower cost plan G.
- Gerber Rates – Click Here
Plan G includes coverage for Medicare Part A and B copayments and coinsurance, plus the Medicare Part A deductible of $1,260, skilled nursing facility care, 100% coverage of Medicare Part B excess charges, home recovery care and more.
- Medicare Part A deductible ($1,288, copayments and coinsurance.
- Medicare Part B copayments and coinsurance (generally 20% of Medicare approved charges after the $166 Part B deductible)
- Coverage for 365 more days of hospital care after the Medicare benefits ends.
- 3 first pints of blood per year.
- Skilled Nursing Facility care.
- Foreign Travel emergencies.
- Covers 100% of Medicare Part B excess charges.
- Home recovery care when Medicare approved a home care treatment plan.
Compare Medicare Supplement Rates here – Click here to view
When comparing Plan G or Plan F, be sure to keep Gerber in mind, their rates are some of the most competitive nationwide. With a product line reaching back to 1967, you can be sure Gerber Life isn’t going anywhere.
Because Medicare Supplement plans limit your exposure to the potential of high out of pocket health care costs, they are an essential part of any secure financial plan for someone on Medicare. Since the plans are Federally standardized, it is important to know and understand what each plan covers so that you can compare companies and rates.
Questions? Call or email today.