2011 HIPAA guaranteed health insurance for California residents …
 
 
Anthem Blue Cross – Blue Shield – Aetna – Health Net
If you have had health insurance for the last 18 months without a gap of more than 63 days, you may have the right to buy a California HIPAA individual health insurance policy. However, you must first use up Federal COBRA/Cal-COBRA if you qualified for that coverage.
So in other words, for those who are exhausting their COBRA benefits or are losing group health coverage with no employer contribution offering, HIPAA regulations allow …

Blue Shield’s Vital Shield Plus: The coverage you need and the price you want.  Vital Shield Plus plans offer you valuable health coverage at an affordable price.  You choose the benefits you consider important, without having to pay for those you don’t.  Vital Shield Plus plans are a great option for those who rarely go to the doctor, but want to know they’re covered when they do.

The Vital Shield Plus plans also offer you and your family the vital health coverage you need to protect yourself against the high cost …

California Health Insurance plans and companies are constantly in flux. The plans and rates are constantly changing, which can be a benefit for the person who is able to compare and change to the newest offered plans.  The new plans usually offer the lowest rates because they have low claims ratios and very few catastrophic claims.  Companies like Anthem Blue Cross and Blue Shield of California usually introduce plans on an annual basis.  In most cases the companies will offer their current customers the ability to transfer to one of …

The Blue Cross of California Active Start PPO plans offer a blend of lower costs and comprehensive benefits for active individuals who want coverage in case of a serious medical event, but also want to take care of more routine day to day healthcare needs.  Active Start plans have no medical deductibles., so your benefits start right away.
With fixed, low doctor visit copayments, going to the doctor won’t cost you a fortune.  And with the choice of generic-only, or generic and brand-name prescription drug coverage, you have greater control over …

Anthem Short-Term PPO plans at a glance:

Coverage from 30 to 180 days.
Begin or end coverage any day of the month.
Deductibles options: $250, $500, $1,000 and $2,000.
You don’t need to fill out claim forms for in-network providers.

Our Short-Term Plans are Long on Benefits … for You!
You can depend on our experience, we’ve been helping people get covered and stay covered for 70 years.  You also get access to one of the largest provider networks in California.  You save money because we have negotiated lower fees with our network doctors and hospitals.
Maximum …

The Anthem Blue Cross “Smart Sense” plans are one of our lowest priced plans yet provides solid protection that covers the essentials.  With four annual deductible options of $500, $1500, $2000 and $5000 you have the flexibility to choose the appropriate plan to fit your unique needs.  You will also enjoy immediate benefits before your chosen annual deductible with three $30 office visit copayments.  Choice of comprehensive drug or generic only Rx benefits.  Access to one of California’s largest PPO network of physicians, specialists and hospitals (50,000 doctors and specialists …

First of all, a PPO office visit co-pay works differently than a HMO office visit co-pay.  This causes quite a bit of confusion, especially if a person has come off of a group plan HMO onto an individual PPO plan.  So what’s the difference?  For example, take a Blue Cross of California PPO $1500 deductible plan with a $30 office visit co-pay. When you visit the doctor for an outpatient visit such as; for the flu, or an annual check up, or even a sprained knee from the gym.  As …

Blue Shield of California Medical, dental and vision all the essentials in one plan.
If you want a plan that protects you in case of a serious medical event, provides essential benefits for doctors visits, and comes with dental and vision coverage at no added cost, one of our Essential PPO plans may be right for you.
Blue Shield of California Essential plans give you control over the amount you spend on copayments and deductibles – and since they are only available to individuals and only offer essential benefits, you don’t have …

The Blue Shield of California Shield Savings Plans put yourself in control, and save money while doing so.

Shield Savings 1800/3600
Shield Savings 2400/4800
Shield Savings 4000/8000
New Shield Savings 3500
New Shield Savings 5200

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We understand you are looking for ways to stretch every dollar.  Health Care is no exception.  Blue Shield Savings plans are your answer.  The Blue Shield Savings plans are high-deductible health plans (HDHP) that are compatible with Health Savings Accounts (HSA), offering you lower premiums/dues than most other Blue Shield of California PPO plans.  Plus, when paired …

Sacramento health insurance plans come in a wide range of options.  Most of the major health insurance carriers offer a variety of PPO, HMO and HSA plans to choose from.  The largest choice of plan types is a PPO style plan, which offers freedom of choice to any physician, specialist or hospital in the particular health insurance company network.  In most cases these networks are vast, for example the Anthem Blue Cross of California PPO network has over 50,000 physicians and 400 hospitals throughout California you can visit at anytime.  …

I’d like to let you know about some of our new plans.  Below is a brief overview of the Anthem Blue Cross of California Health, Dental and Medicare Supplement plans.  If you haven’t been by in a while, please look around, I’m sure some of the plans have been either updated or are new to you.  If you have any questions or comments please feel free to call or email anytime, also there is a comments section at the bottom of this page.  Thanks again … John Conner.

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When looking for Individual and Family health insurance in Los Angeles, you have many options at you disposal.  Most of the major carriers are in the Los Angles market.  Such as Anthem Blue Cross, Blue Shieid of California, HealthNet of California, Pacificare, Kaiser, United HealthCare and several others.  So if you find yourself needing a plan for yourself or a family plan it’s always a good idea to talk to an agent who is familiar with the Los Angeles health insurance environment, so you  can discuss your unique needs.  Because …

Western Health Advantage (WHA) is a full-service, not for profit health care plan operating in Northern California in the following counties: Sacramento, Yolo, Solano, Western El Dorado and Western Placer.  We offer a variety of health care products and services to meet the needs of patients, Sole Proprietors and employers.  The state of California recently named Western Health Advantage the #1 health plan in California for member satisfaction.
Western Health Advantage features some of the regions premiere medical professionals, giving our members access to more than 800 primary care providers and …

Individual and family plan health insurance is usually less expensive than employer based health insurance.  because the individual and family plans go through an application process known as medical underwriting. Which means the insurance company will review your current and past health condition.  This “underwriting” allows a company to lower the premium based on health as opposed to a group policy which is guaranteed issue.
Do you currently have an employer group health plan in place?  Are you paying for your dependents?  Remember you can usually save substantial amounts of premium if …

All of the major California health insurance carriers offer health insurance in the Los Angeles area such as; Anthem Blue Cross, Blue Shield of California, HealthNet, Aetna, Kaiser and Pacificare.  All offer PPO, HMO and HSA style plans, which all work a little different from each other. 
Rates in Los Angeles are as competitive as anywhere else in Califonria.  Depending on the carrier, some are lower than others.  So it is wise to compare rates and benefits yearly, as some companies have rate increases which may take you competitive plan a …

Affordable San Jose health insurance plans are available through California Health Insurance companies such as; Anthem Blue Cross, Blue Shield of California, Aetna, Health Net, Kaiser and  United Healthcare.  Rates in the San Jose and Silicon Valley area tend to be lower than other parts of California such as Redding, Los Angeles and Monterey.
Many factors affect rates such as, current and past medical history, your zip code, if you are a tobacco user, your height and weight and if you are currently on a medication.
In California health insurance companies cannot exclude …

 As a resident of Los Angeles County, you have many great options when choosing a health insurance plan.  Whether you are a single person, a family, a business owner or a HR professional seeking coverage for their employees.
 
First, what Los Angeles health insurance companies should you be looking at?  The major players are; Anthem Blue Cross, Health Net, Blue Shield of California, Aetna, Kaiser and Pacificare.  Each company offers a wide assortment of plans and programs to suit a prospecting clients unique needs.
 
 
PPO, HMO and HSA plans are available with …

Click the button on the left if you would like to compare rates and benefits of plans and companies in the Sacramento area.  We provide the guaranteed lowest prices for your Sacramento Health Insurance plan.  Whether you are an individual, family or small group we are here to help you find the most affordable Sacramento health plan available.
Anthem Blue Cross   -   Blue Shield of California   -   HealthNet   -   Aetna   -   Kaiser   -   Western Health Advantage
By clicking “Quick Quote“ you’ll be able to view the most affordable, high quality Sacramento Health Plans.  …

Three HMO plans to choose from: Select HMO, HMO Saver and the Individual HMO.  Taking care of your health with an Anthem HMO plan gives you comprehensive health care coverage that includes physical exams by your primary care physician, and routine cancer screenings such as mammograms, pap smears and testing for prostate cancer.

Well Woman Preventive Care:  (Self referral for OB/GYN care)for well woman exams such as pap smears and mammography, all women enrolled in an Anthem HMO plan have the option to use their Primary Care Physician, or the option to select an obstetrician …

Anthem Blue Cross of California Rightplan PPO 40 is a very popular individual and family plan with a simple design and no medical deductible.

Immediate benefits (no medical deductible).
Choice of three prescription drug coverage options: Comprehensive, Generic Only or No Rx.
Single policy per person.� Each family member gets their own policy.
Maternity benefits not included.

The Anthem Blue Cross of California Rightplan PPO 40 is a very easy to use health plan. Your coverage is immediate, meaning when you see a physician, specialist or hospital, the benefits start now!  Whether it’s a doctor …

Anthem PPO Share Plans.� Our most comprehensive PPO coverage.� Four deductible options to choose from (500, 1500, 2500 & 5000).

Access to over 50,000 California network doctors and specialists and over 400 hospitals – so chances are you doctor is one of ours – Find a doctor or hospital.
Money in your pocket – because we have negotiated lower fees with our network doctors and hospitals, your share of costs is less (a lot less).
Free health and wellness programs – designed to keep you as healthy as can be.
Out of state coverage …

Anthem Lumenos HSA plans allow you to take control of your health and health care savings.
Welcome to the future of Health Care Coverage!  Our Lumenos Health Insurance Plans.
 

Give you the ability to manage and control your health care dollars.
Are designed to help you lower your out of pocket health expenses while improving your health and wellbeing.
Focus on preventive care with no deductible for things like physical exams and health screenings.

And don’t forget the Dental plan for yourself and family.
How do these (HSA) things work?
Health Savings Account (HSA)

An account funded by your …

The Anthem Blue Cross of California 3500 Deductible PPO Plan is a simple to understand plan specifically designed for the person or family who wishes for a high deductible plan with comprehensive benefits after the deductible is met.  One of the lower priced Anthem Blue Cross plans the 3500 Deductible PPO also offers Generic along with Brand prescriptions for just a simple co-pay (Brand drugs have a $500 deductible).
Features:

100% coverage for most network services once the deductible is met.
An annual out of pocket limit that is satisfied once the deductible is …

Whether it’s your trip, your possessions, your luggage, or your health, travel insurance – and the most important, the right kind of travel insurance has become an essential item to pack for smart travelers.  And if you don’t buy travel insurance, or the right kind, more than your trip could be ruined.
According to the U.S. Travel Insurance Association, about 30% of Americans purchase travel insurance.  The top three reasons are: peace of mind, protection against the unexpected and concern over losing the financial investment in a trip.
There are hundreds of …

Medical expenses are rising faster than the costs of any other service.  About 40 years ago American medical spending was estimated at 5% of national income; today it is calculated at some 17% and rising.  So why is this?
America pays more wages to our medical personnel and facilities.  In a rich country, wages for healthcare workers are high.  Also, doctors conduct an inordinate amount of tests, if that doesn’t work come back and we’ll try this.
Americans are known to be one of the most obese populations in the world.  Fast food, …