Remember, the difference between the most popular Plan F and Plan N is; Plan N does not pay the Medicare Part B annual deductible of $166, then for all outpatient visits the member will have a $20 copay. Emergency room also has a $50 copay.
Also, the Blue Shield Plan N along with all Plan N’s does not cover Medicare Part B “Excess Charges.” Read more about them here.
If you are in a situation where you see a doctor, specialist or physical therapist often, Plan N may not be for you. If you frequent the doctors office, the $20 copays can add up. If you only have visits a couple times a month, then the N may be just what you need.
Inpatient Hospitalization in Los Angeles provides 100% coverage with Plan N. So your only out of pocket expenses will be with your outpatient visits and emergency room care.
All Blue Shield Medicare Supplement plan in Los Angeles include the fantastic “access to care.” Any doctor, specialist, hospital, medical equipment store, assisted living etc., that accepts Medicare. Close to 96% of all providers. No networks to compare or if the insurance company accepts a doctor or not. If they accept Medicare, that is all you need to be concerned of.
Blue Shield of California Medicare Supplement Plans:
Plan A is our basic Medicare Supplement Plan. It includes Medicare Part A and B copayments, coinsurance and more.
Plan C includes coverage for Medicare Part A and B deductibles, copayments and coinsurance; plus skilled nursing facility care, foreign travel emergencies and more.
Plan D includes coverage for Medicare Part A and B, copayments and coinsurance, plus the Medicare Part A deductible, skilled nursing facility care, foreign travel emergencies and more.
Plan F is our most popular plan and includes coverage for Medicare Part A and B deductibles, copayments and coinsurance, plus skilled nursing facility care, foreign travel emergencies, 100 percent coverage of Medicare Part B excess charges and more.
High Deductible Plan F has the same benefits as regular Plan F except that High Deductible Plan F has a $2,180 calendar-year deductible, while Plan F has no plan deductible.
Plan K is a basic Medicare Supplement Plan that provides coverage for Medicare Part A coinsurance and a portion of Part B coinsurance, plus 50 percent of the Medicare Part A deductible and more. The calendar-year maximum copayment for Plan K is $4,940.
Plan N has the same benefits as Plan D except that with Plan N you would be responsible for paying up to a $20 copayment for office visits and up to a $50 copayment for visits to the emergency room.
New to Medicare Discount:
New to Medicare? Then we want to welcome you. You can save $15 each month on your Medicare Supplement Plan rates if you’re new to Medicare Part B. Blue Shield of California offers a $15 savings1 each month for 12 months on your Medicare Supplement Plan rates.
OTHER MEDICARE SUPPLEMENT COMPANIES:
Medicare Part D Rx plans … You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs. In Los Angeles County, there are typically 30 Medicare Part D plans to choose from. A good place to start your search is right here. Simply email a list of your current medications along with the dosage and frequency. I’ll will research, and provide you the top 3 plans for your prescription list. The results will show the best three plans for coverage and cost for your medications. I will then email the results to you.
If you would like to enroll or have questions, please feel free to contact me anytime.