Anthem’s Medicare Supplement Plan N is a great alternative to Plan F, and for someone looking for a lower priced Medicare Supplement. Plan N has all the benefits of a Medicare Supplement: You can see any doctor, specialist or hospital in the U.S. who accepts Medicare, that’s nearly 96%. And Plan N provides very comprehensive medical benefits, including 100% coverage for hospitalization.
With Plan N the member will have an office visit copay of $20 and a $50 copay for emergency visits. The member is responsible for the Part B annual deductible of $183.00. The premium costs for this plan are around 30% less than Plan F.
The only time a Plan N does not make sense to enroll in is, if a person typically needs several outpatient visits per month. Remember you are responsible for the $20 copay for all outpatient visits. That includes; doctor visits, physical therapy, lab, X-ray, outpatient surgery, any visit or services not considered inpatient hospitalization.
Plan N Coverage:
- Part A deductible ($1,316 per 60 day benefit period) – 100% coverage
- Part B deductible ($183) – no coverage
- Office visit copay – $20 after Part B Deductible
- Hospice Benefit – covered
- Part B Excess Charges – not covered
Click here to view how Medicare Part B Excess Charges work.
An Anthem Medicare Supplement allows you to keep your own doctor and hospital and choose your own specialists and other health care providers. And as long as your doctor is a Medicare-approved provider, you are free from paperwork and filing claims. Your doctor and your Medicare Supplement plan take care of this for you.
When you are with Anthem Blue Cross, you’re getting more than 60 years of trust and experience. Collectively, the Blue Cross and Blue Shield system provides healthcare coverage for 100 million people or one-in-three Americans.
Six Month Open-Enrollment Period:
- Can’t be denied enrollment into any Medicare Supplement policy we sell.
- Won’t be charges more based on your health.
- May be eligible for discounts.
What is Medicare? Medicare is health insurance for people 65 or older and for people younger than 65 with certain disabilities. Medicare was introduced in 1965 as a way for Americans to have more affordable access to health care after retirement.
Who is Eligible for Medicare? You or your spouse worked for at least 10 years in Medicare-covered employment. AND, you are 65 or older, or, you are under 65 and qualify for Medicare due to a disability. AND, you are a citizen or permanent resident of the United States.
About Pre-Existing Conditions– If you have had at least six months of prior creditable coverage or are in a guaranteed issue situation, you don’t have to wait for coverage to start for a pre-existing condition. Many types of health care coverage count as creditable coverage, but they only count if you did not have a bread for more than 63 days. This prior coverage can be used to eliminate or shorten waiting periods for pre-existing conditions. A pre-existing condition is a condition either treated or diagnosed six months prior to the effective date of your policy.
Other Company Rates:
Enrolling is easy … I can email or mail an application to you. Simply complete the application and fax or mail back to me. I’ll do the rest to make sure the process is quick, accurate and your requested effective date is honored.
Please feel free to call or email anytime with your questions or for more information.