Anthem Blue Cross Medicare Supplement - Plan G | Anthem Medicare Supplement

Gerber Medicare Supplement – Anthem Medicare Supplement

Anthem Medicare Supplement Plan G

10 July 2010 No Comment

The Anthem Medicare Supplement plan G is one of the the most popular Medigap plans available today. Plan G covers all of the gaps in original Medicare except for the one benefit separating this plan from Medicare Supplement plan F, the $162 Part B annual deductible. Plan G is usually very affordable in most states, and typically costs $20 per month or so less the plan F. Be sure to compare the Anthem Plan G with the Plan F. If G is at least $13 less than Plan F per month, you may want to consider the lower premium plan. $13 per month in savings will equal the Plan G Part B deductible of $162 per year.

Anthem Medicare Supplement Rates

Anthem Medicare Supplement Plan G (Part A)
Hospitalization:	Medicare Pays	Plan G Pays	You Pay
First 60 days	All but $1,132	$1,132 (part A deductible)	$0
61^st through 90^th day	All but $275 a day	$275 a day	$0
91^st day and after:
While using 60 lifetime reserve days	All but $550 a day	$550 a day	$0
Once lifetime reserve days are used:
Additional 365 days	$0	100% of Medicare eligible expenses	$0
Beyond the Additional 365 days	$0	$0	All costs
Skilled Nursing Facility Care – You must meet Medicare�s requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital.
First 20 days	All approved amounts	$0	$0
21^st through 100 day	All but $137.50	Up to $137.50	$0
101^st day and after	$0	$0	All costs
Blood
First 3 pints	$0	3 pints	$0
Additional amounts	100%	$0	$0
Hospice Care � Available as long as your doctor certifies you are terminally ill and you elect to receive these services.
Hospice	All but very limited coinsurance for drugs and care	$0	Balance
Anthem Medicare Supplement Plan G (Part B)
Part B Medical Expenses In or out of the Hospital and Outpatient Hospital Treatment, such as Physician’s services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment.
First $155 of Medicare approved amounts	$0	$0	$155 (Part B Deductible)
Remainder of Medicare approved amounts	80%	20%	$0
Part B Excess Charges (Above Medicare approved amounts)	$0	80%	20%
Blood
First 3 Pints	$0	All costs	$0
Next $155 of Medicare approved amounts	$0	$0	$155 (Part B Deductible)
Remainder of Medicare approved amounts	80%	20%	$0
Clinical Laboratory Services
Tests for Diagnostic Services	100%	$0	$0
Home Health Care Medicare Approved Services
Medically necessary skilled care & supplies	100%	$0	$0
Durable Medical Equipment
First $155 of Medicare approved amounts	$0	$0	$155 (Part B Deductible)
Remainder of Medicare approved amounts	80%	20%	$0
At Home Recovery Services Home care certified by your doctor, for personal care during recovery from an injury or sickness for which Medicare approved a Home Care Treatment plan.
Benefit for each visit	$0	Actual charges up to $40 per visit	Balance
Number of visits covered (must be received within 8 weeks of last Medicare approved visit	0	Up to the number of Medicare approved visits, not to exceed 7 each week.	Balance
Calendar year maximum	$0	$1,600	Balance
Foreign Travel not covered by Medicare
First $250 each calendar year	$0	$0	$250
Remainder of charges	$0	80% to a lifetime max benefit of $50,000	20% and amounts over the life max.

Emergency Care received Outside the U.S. – After you pay a $250 calendar year deductible, Anthem Medicare Supplement plans F and G pay you 90% of eligible expenses incurred during the first 60 days of a trip up to a lifetime maximum of $50,000.
Benefit Period begins the first full day you are hospitalized and ends when you have not been in a hospital or skilled nursing facility for 60 days in a row. This is important to remember because your Medicare Part A deductible of $1,132 is a “Benefit Period” deductible, not an annual deductible.
Your Anthem Medicare Supplement policy is “Guaranteed Renewable.” Your policy cannot be canceled. It will be renewed as long as the premiums are paid on time and the information in correct on the application.
Anthem cannot single you out for a rate increase, no matter how many time you receive benefits.
You are covered immediately – There are no waiting periods for preexisting conditions. Benefits will be paid from the time your policy is in force.

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