Anthem Medicare Supplement – Ohio

Anthem Medicare Supplement plans in Ohio are some of the most competitive Medicare Supplement plans available!  Anthem offers plans currently in 13 States.  All of which they are probably in the top three  when comparing rates.

In Ohio Anthem offers Medicare Supplement plans; G, F and N.  F, is by far the most popular plan, because of it’s comprehensive benefits.  Virtually 100% coverage for your outpatient care such as; doctor visits, therapy, outpatient surgery and medical equipment.  Also you will enjoy total coverage for your inpatient services including; hospitalization and all deductible Medicare does not cover.

Anthem is one of the most trusted and recognized brand names in the insurance business.  Anthem who has been insuring members for decades, is known for providing quality medical insurance products to families and employer groups of all sizes.

The company is an affiliate of the Blue Cross Blue Shield member companies, and has a common goal, to help raise happy and healthy families.

Your policy is guaranteed renewable, which means it can not be cancelled, as long as the premiums are paid on time and all the information in your application is correct.

  • Your Medicare Supplement benefits automatically increase as Medicare deductibles and coinsurance increase.
  • Benefits are paid to you or to your hospital or doctor.
  • You have 31 days from your renewal date to pay your premium.  Your policy will stay in force during this 31 day grace period.
  • You cannot be singled out for a rate increase, no matter how many times you receive benefits.

So, other than price what does Gerber Medicare Supplement plans offer?  A financial rating of; “A,” which means they are a very financially strong company for their policy holders.  Also customer service has always been a trademark of the Gerber companies, providing a system with people who answer the phone instead of automated answering systems with frustrating menu systems.

Anthem has it all; great rates, a financial powerhouse and fantastic service to their customers.  Where ever you live you can compare the (compare rates here).

Part B Deductible Should you choose a Medicare Supplement or a Medicare Advantage plan?  Most people feel, if it’s in their budget to pay the Medicare Supplement premium, they choose a Med Supp, because of the comprehensive benefits available.

A Medicare Advantage plan is usually an HMO or PPO Medicare plan.  This type of plan has an “Annual Open Enrollment each year in November and December where you can choose a different company of your choice and have the new coverage effective January 1 of the following year.

Remember, you can always choose to move to a Medicare Advantage plan regardless of the type of plan you currently have.  Simply enroll into a Medicare Advantage plan during the open enrollment period.  On the other hand, Medicare Supplement plans do not have an “Annual Open Enrollment” period.  If you are currently on a Medicare Advantage plan and have been enrolled for more than 1 year, you will have to qualify medically in order to move to a Medicare Supplement plan.  So be careful, when choosing which plan you will enroll into.

The different options may be a bit confusing so please feel free to call anytime with your questions.

John Conner
916-682-1117
john@johnconner.com

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Author: John

Medicare Options along with Individual and Group International Medical Insurance Options.