2019 Anthem Innovative Plan F now has a lower premium than their traditional plan F and includes Vision and Hearing coverage for all California residents enrolled in the plan.
The three most popular medicare supplement plans are; F, G and N. Each a little different from the other.
- Plan F = 100% hospital and outpatient coverage.
- Plan G = 100% hospital and $185 annual outpatient deductible, then 100% coverage.
- Plan N = 100% hospital, $185 annual deductible the a $20 copay for outpatient visits.
Innovative Medicare Supplement Plan F:
Includes Vision and Hearing plans at no additional cost. Be sure to compare the new Anthem Medicare Supplement “Innovative” Plan F. This new plan is identical to the traditional plan F but it also includes “hearing” and “vision” benefits. Also the monthly premiums are less then before. Click here for info.
MEDICARE ADVANTAGE – The Anthem Blue Cross Medicare Supplement plans G, F and N are very popular throughout California, and enjoy very competitive premiums state wide.
The Anthem Blue Cross Medicare Advantage plans in Northern and Southern California are HMO plans which are mostly $0 (zero) premium plans depending on your county, making them one of the most enrolled in Medicare Advantage plans through out California.
All Medicare Advantage plan is “primary” coverage which means Medicare does not typically pay for any services. The Advantage plan is your Primary coverage When a person has a Medicare Supplement policy, Medicare is Primary and the Supplement is secondary coverage and pays the deductibles, percentages and other out of pocket costs which Medicare does not pay for.
Every state offers Medicare Supplement plans along with Medicare Advantage plans, which allows a person plenty of choice to find the plan which provides the best protections at the best price for their unique needs.
Anthem Medicare Supplement Plans … You are not going to find a plan which provides better access to care or more comprehensive coverage than a Medicare Supplement policy. With an Anthem Medicare Supplement plan you can see any doctor or hospital in any state who accepts Medicare.
For example if you live in Sacramento and want to see a specialist in Texas or Indiana and they accept Medicare, make the appointment and go, it’s that simple. No networks of physicians or territories to fuss with.
As far as coverage, the Anthem Medicare Supplement plan F provides 100% coverage. If you need services from a physician, specialist or hospital, with a plan F you don’t pay a thing! No copays, deductibles or percentages.
Anthem Blue Cross Medicare Advantage HMO Plans … Medicare Advantage plans are typically HMO’s with a few PPO’s depending on the County. They look and feel much like an employer health insurance plan, with co-pays, deductibles, percentages and other out of pocket costs. The Medicare Advantage plans also include the Medicare Part D Rx plan at no extra cost.
Medicare Advantage plans are also very affordable, typically $0 to $30 per month. There is an annual “Open-Enrollment” period which starts October 15 and ends December 7 each year This allows you to compare other companies in your area, and switch if you choose to.
One of the problems with Medicare Advantage plans is they change every year. Benefits, premiums and doctor / hospital networks. Sometimes the company will even cancel the plan all together. If you would like to see what Medicare Advantage plans are in your area, call or email your zip code and I can provide you with info on the plans in your county.
Medicare Part D Rx Plans … If you have a Medicare Supplement policy, you will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs. A good place to start you search is right here.
Simply email a list of your current medications along with the dosage and frequency. I’ll gather the information and come up with the top 3 plans for your prescription list. The results will show the best three plans for coverage and cost for your medications. I will then email the results to you.
ANTHEM DENTAL (OVER AGE 65)
When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top because of the contracted fees, before the insurance coverage pays the next 50% or 80%.
These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits. Your dental costs will also be reduced even more with the plan insurance coverage. Along with over 87,000 contracted dental offices nationwide.
No Cost Help … there is no charge for my services. The insurance companies provide a fee for me to help with coverage options, enrollment and service.