Anthem Group Health Insurance Plans and Rates in California

Anthem Blue Cross of California Small Group health insurance plans for 2 to 100 employees offers a tremendous amount of plan, rate and benefit options for 2017.

You can offer 1 plan or several to your employees.  Each employee can choose from a portfolio which you decide on.  PPO’s, HMO’s, HSA’s (Health Savings Accounts), etc.

  • If you wish to switch companies, a plan change, need help with administration, such as COBRA, adding or removing employees or dependents, finding a lower premium plan.  Please call or email anytime for help.
  • Print the Census form for a Company Quote.

Switching plans within the same company is typically done during your anniversary policy date.  A request to change plans, within the same company, outside of your anniversary month, will need to be approved before the change is available or not.

Changing companies can be done throughout the year, simply by submitting the appropriate forms and application to the new health insurance company.

Provider Network …

Our access to providers that employees can find easily online or through our mobile app. They can even get directions. And if they live, work or play across the country, or abroad, they’ll have access to doctors and hospitals through one single electronic network: BlueCard.

The BlueCard program lets them use providers almost everywhere in the U.S. (in urban and rural areas alike).

  • 92% of doctors in the U.S.
  • 96% of hospitals in the U.S.
  • 87% of doctors in California.
  • 89% of hospitals in California.

Now you have even more ways to save with new pharmacy benefits Did you know that employees use their pharmacy benefit more frequently than any other health benefit? And, that the average person fills 12 prescriptions per year and only goes to the doctor three times a year?2 Because pharmacy costs make up about 20% of employer health care costs, we created the following benefits to help you save on your health care premiums. Take a look:

Employees have quick access to care with LiveHealth Online

All it takes is an internet connection – When using LiveHealth Online, your employees can have face-to-face video visits with board-certified doctors (in English and Spanish) or licensed psychologists and therapists right from their computer or mobile device. In just minutes, they can connect to a doctor to address common health issues. And psychologists and therapists are available by appointment in four days or less.

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LifeHealth …

Benefits when seeing a doctor using LiveHealth Online

  • No appointments
  • Easy to use
  • Board-certified doctors
  • Available for nonmembers
  • Doctors diagnose health issues and may prescribe medicine

Cost effective: $49 or less per visit depending on the health plan Benefits when seeing a psychologist or therapist using LiveHealth Online

  • Appointments available in four days or less
  • Easy to use
  • Licensed psychologists and therapists
  • Cost effective: cost is similar to an office therapy visit

Members must be at least 10 years old to see a therapist online. Psychologists and therapists using LiveHealth Online do not prescribe medications.

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Anthem Small Group Health Plans …

Here’s a brief explanation of the types of health plans we offer.

PPO … A preferred provider organization allows members to see providers in network or out of network.

HMO … A health maintenance organization only covers services from providers in the HMO plan network. Members must choose a PCP in the network. If a specialist is needed, the PCP provides a referral.

CDHP … Consumer-driven health plans feature higher deductibles than traditional insurance plans. They can be paired with a health savings account allowing members to pay for qualified out-of-pocket medical expenses.

PPO A preferred provider organization allows members to see providers in network or out of network. Members pay substantially less out of pocket when they use a provider in the PPO network. There’s no need to get a referral to see a specialist.

HMO A health maintenance organization only covers services from providers in the HMO plan network. Members must choose a PCP in the network. If a specialist is needed, the PCP provides a referral.

CDHP health plans feature higher deductibles than traditional insurance plans. They can be paired with a allowing members to pay for qualified out-of-pocket medical expenses.  HSA Health savings account is a member-owned savings account that you and your employees can fund with pretax dollars to help pay for qualified health care expenses, including prescriptions.

Let’s get technical with pharmacy

It’s easy to fill prescriptions, check copays or coinsurance and more by going to anthem.com/ca or downloading our mobile app. We are closing the gap between giving members information and getting them to act on it.

For all your health care needs, Anthem Small Group is your one solution: Anthem Whole Health ConnectionSM. See how our medical, dental, vision, life and disability plans work together for your employees’ health and your bottom line.

We believe health care should serve the whole person — head to toe — at each stage of life. It should also be easy to administer, so you don’t get bogged down in paperwork. That’s the Anthem Whole Health Connection. Through electronic health records, we get claims and clinical data from network dentists, eye doctors, primary care physicians and care coordinators, which allows us to create more complete health profiles for our members.

Print Census for Small Group Quote.

Question?  Call or email anytime.

John Conner
916-682-1117
john@johnconner.com

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Author: John

Medicare Options along with Individual and Group International Medical Insurance Options.

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