Anthem Covered California is Leaving Most California Counties

Anthem has announced that their Health Insurance plans will only be available in certain Northern California Counties for the 2018 plan year.

This pull-out does not affect any of their Medicare Supplement, Medicare Advantage or Group Health plans.  This is only for their under age 65 individual and family health insurance plans starting January 1, 2018.

2018 Anthem Counties:

Anthem Covered California Counties for 2018:  Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Mariposa, Mendocino, Merced, Nevada, Plumas, San Joaquin, Santa Clara, Shasta, Sierra, Siskiyou, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, and Yuba county.

As you can see, Anthem has completely removed their plans from Southern California.  There are going to be a lot of Anthem policy members who need to compare and enroll in new plans.

I will be available 7 days a week during open enrollment because the Covered California phone lines will have very long wait times.

Be sure to look into either Blue Shield or Kaiser depending on where you live.  Both offer very popular plan to choose from.  Blue Shield will have the only State wide traditional PPO plan available.

The same plan levels will be available for 2018; Bronze, Silver, Gold and Platinum plans.

Subsidy and Premium Discount:

Do you qualify for a Subsidy (Discount)?  It depends on your household annual income and how many family members will be enrolling in a health plan.  Below is the income chart which shows the minimum and maximum household income levels to qualify for a subsidy.

Modified Adjusted Gross Income (MAGI)

The figure used to determine eligibility for premium tax credits and other savings for Covered California health insurance plans and for MediCal and the Children’s Health Insurance Program (CHIP). MAGI is adjusted gross income (AGI) plus these, if any: untaxed foreign income, non-taxable Social Security benefits, and tax-exempt interest.
  • For many people, MAGI is identical or very close to adjusted gross income.
  • MAGI doesn’t include Supplemental Security Income (SSI).
  • MAGI does not appear as a line on your tax return.

Many Californian’s qualify for a premium subsidy.  If you need help or are not sure if you and your family qualify, just give me a call, I’ll be happy to help.

Regardless of the county you live in, you will have company and plan options available to you and your family.  Call me when you have a few minutes and we can discuss your options.

Call anytime for help with your health insurance needs. If you would like to apply for coverage, I can enroll you right over the phone.  It’s easy.

John Conner

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Author: John

Medicare Options along with Individual and Group International Medical Insurance Options.