The annual open enrollment will start November 1 and ends December 15. All enrollments from November 1 through December 15 will have a January 1 start date.
All plans are guaranteed-issue basis, regardless of your current or past health status, as long as you enroll during an open-enrollment period.
2 Ways to Enroll:
Enroll “In or Outside” the Covered California Exchange .. Enrolling Inside the Covered California Exchange is typically for the individual or family who qualify for a subsidy (premium discount) due to their household income (see the chart below). Individuals and families who do not qualify for a state subsidy, will usually enroll outside of Covered California (the plans are the same) although the application process is much quicker because you don’t have to state your income totals.
Anthem of California offers 4 levels of coverage both inside Covered California and out. The plans are categorized into four metal levels of coverage based on the percentage of costs covered for an average population:
- Platinum: You pay 10% of health costs, Anthem plan covers 90%
- Gold: You pay 20% of health costs, Anthem plan covers 80%
- Silver: You pay 30% of health costs, Anthem plan covers 70%
- Bronze: you pay 40% of health costs, Anthem plan covers 60%
All plans will offer the “essential health benefits” such as; doctor visits, hospital care, prescription coverage and maternity care, and will include certain preventive care for no charge.