2012 California Anthem Freedom Blue Plan … Is now called Anthem Medicare Preferred Standard PPO.

The New Anthem Medicare Preferred PPO plan is available in the following California Counties:

Alameda, Los Angeles, Orange, Riverside, San Bernardino, Sacramento, San Francisco, San Diego, San Mateo, Santa Clara, Sonoma, Stanislaus and Ventura.

The Anthem Medicare Preferred Standard PPO is a Medicare Advantage plan which includes the Medicare Part D Rx coverage at no additional cost.  The Plan is available to anyone living in California who has both Medicare parts A and B and resides int the above listed Counties.  Typically you can enroll every year during the Medicare Advantage “Annual Enrollment Period (AEP) which runs from October 15th through December 7th.  Or if you are new to Medicare Part B you have three months from the Part B date of coverage to enroll in the California Freedom Blue plan.

• Looking for a Medicare Supplement? Click here for Rates.

What if I have been dropped from a Medicare Advantage plan?

Some insurance companies that offer Medicare Advantage plans have decided to drop, or discontinue certain plans for the 2012 year.  This means that many Medicare beneficiaries that are currently enrolled in Medicare Advantage plans will need to change their plan by enrolling in a new Medicare plan during the open enrollment period.  You may enroll in another plan with that same company or choose a plan from one of the other companies in your area.  If your plan has been dropped, Medicare gives you additional time to select a new Medicare plan.  You can enroll in a Medicare Advantage plan or a Medicare Supplement plan from October 15th through December 31st.

• Application - Los Angeles, San Diego, Ventura Counties
• Benefit Outline
  

• Application – Orange, San Francisco, Sonoma Counties
  
• Benefit Outline
  

• Application – Riverside, San Bernardino, San Mateo Counties
  
• Benefit Outline
  

• Application – Alameda, Sacramento, Santa Clara, Stanislaus Counties
  
• Benefit Outline

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Optional Packages …

Preventive Dental Package – $12/month

• 2 oral exams per year which include cleanings every six months, and up to 1 dental x-ray per year.
• $0 co-pay for preventive dental benefits.
• $500 plan limit per year.

Comprehensive Dental & Vision Package – $32/month

• 2 oral exams per year which include cleanings every six months, and up to 1 dental x-ray per year.
• $0 co-pay for preventive dental benefits.
• 20% of the cost for covered restorative dental services (amalgam restoration).
• 50% of the cost for covered endodontic, periodontic and oral surgery dental services.
• $1,000 plan coverage limit for dental benefits per year.
• Vision:
• $0 co-pay for 1 routine eye exam every year.
• $0 co-pay for glasses every year.
• $0 co-pay for contacts every year.

Comprehensive Package – $45/month

• Preventive & Comprehensive Dental, Eye Exams & Eye Wear,  Chiropractic Services, Acupuncture.
• Comprehensive Dental package – same as above.
• Vision package – same as above.
• Acupuncture Services:
• Benefit amount of $60 per chiropractic visit.
• Up to 10 routine acupuncture visits each year.
• $20 co-pay per visit.
• Chiropractic Services:
• Benefit amount of $60 per chiropractic visit.
• Up to 10 routine chiropractic visits each year.
• $20 co-pay per visit.

The California Anthem Medicare Preferred Standard PPO plan offers the best of both worlds.  Quality coverage with no monthly or annual premium.  It’s hard to beat.  The coverage allows you to see any physician in the United States, although if you see an Anthem Blue Cross PPO doctor, specialist or hospital you copays will be less.  The Anthem Medicare Preferred PPO Plan has an “Out-of-Pocket-Maximum” of $3,400 which means if you combine all of your copays, percentages and deductibles (out of pocket amounts) throughout the year and your total reaches $3,400, from that point on your plan will cover you 100% of qualified medical expenses for the remainder of the year.  So if you have major medical and or hospital expenses the most you will have to pay in any given year is $3,400.  That amount is the same even if you see a physician, specialist or hospital anywhere in the United States, in the Anthem Blue Cross of California network or outside the network.

PPO – No doctor referral needed

The California Freedom Blue plans are PPO (Preferred Provider Organization) plans which allow you to see any participating provider in California.  You do NOT need a referral to see a specialist or a different doctor.  Simply make an appointment and go, it’s that simple.  If you want to see a physician in a different part of California, because you have heard they are the best at treating a certain condition, make the appointment.  With A PPO style plan you are not pigeonholed with having to work through your HMO primary care physician or “Gatekeeper.”  The California Freedom Blue plans offer the freedom to go where you want, and that can make a big difference in the quality of your care.

Simple to use and easy to understand

With A California Freedom Blue Plan from Anthem Blue Cross, you get combined medical and drug coverage, all for the same plan, with one health plan card.  But more than that, your new California Freedom Blue plan will be easy to use with virtually no paperwork.

To Enroll:

Print the application and fax it to: 800-995-9913.  I will do the rest to make sure the process is quick and accurate.  Please feel free to contact me anytime.  I will be happy to answer all of your questions.

Need Help or have Questions?

John Conner
Your Medicare Supplement Resource
www.JohnConner.com
john@johnconner.com
800-700-1246 – phone
800-995-9913 – fax

Anthem Freedom Blue,   Medicare Supplement Plans,   Health Insurance,   Dental