Please feel free to use this website as an information resource for yourself or business. I have listed benefits and rate information for the following policy types:
- Medicare Supplement
- Medicare Advantage
- Individual & Group Health Insurance
- International Medical Insurance
Medicare Supplement (Medigap) plans such as; Plans A, F, G, N and others, all provide a different level of coverage. There are plenty of plans and companies to choose from when comparing Medicare Supplement or Medicare Advantage coverage.
I’ll be happy to give you the info right over the phone, no obligation. If you are new to Medicare and just want to have a better understanding of how all of this works, again call and I’ll help explain how the different plans work for your situation.
Medicare Supplement plans can be changed anytime of the year, because they do NOT have “annual open-enrollment periods.” Simply compare plans, benefits and premiums and complete the enrollment forms to apply. You also have the “Birthday Rule” which allows you to switch companies on the month of your birthday without answering questions regrading your health history. The transfer is guaranteed regardless of health status.
8 Tips to Help You Find the Right Medicare Supplement Plan .. Click Here
- Medicare Supplement Plans & Rates
- Medicare Advantage
- Part D Rx
- Do you qualify for a Medicare Supplement
- Anthem Medicare Supplement
- Mutual of Omaha Medicare Supplement
Medicare Advantage & Part D Rx plans:
Medicare Advantage and Medicare Part D Rx plans have an “annual open enrollment period” which is every October 15 through December 7. This allows you to change plans or companies for a January 1 effective date. If you are new to Medicare you have 3 months from your Medicare coverage start date, to enroll in a Medicare Advantage plan which is called the “Initial Enrollment Period.”
Individual and Group Health options … I offer a full range of Individual and Group Health insurance options that provide affordable and flexible benefit options. Call today to hear more about your benefit and rate options. Click here for info.
Group Health Insurance and Employee benefits for the employer with 1 to 100 employees. Flexible benefits and payment options for the employer who provides medical coverage for their employees.
- Access to larger doctor and hospital networks.
- Full “formulary” prescription service.
- Retain and recruit better employees.
- Tax benefits of having a Group Health insurance plan.
- Aetna – Anthem – Blue Shield – Health Net – Kaiser
Change Plans … receive new quotes … change your broker and enroll in a new group plan .. all right here. Call for a group quote today .. 916-682-1117.
International Travel Insurance:
Global Medical Insurance for anyone working, studying, living and traveling abroad. Provides excellent access to the best available care coupled with the most comprehensive medical coverage available. Emergency Medical Evacuation is always included.
- Short-Term International Travel Medical (2 days to 6 months)
- Long-Term International Travel Medical (6 months or longer)
- International Student
- Vacation & Trip Reimbursement
Medical insurance policies are specifically designed for either domestic or international use, not both. Local, regional and global insurance rules and regulations make your policy choice as important as the coverage itself. It’s important you understand how your plan works with geographic limitations, along with any benefit or provider restrictions.
Global Families, Executives, Employees and Students living, working and studying abroad.
Sending employees abroad on a foreign work assignment, or need to find International Health insurance for a Third Country National. Maybe you are a global family living in several locations throughout the year, or an International Student attending school outside of your home country.
Domestic health Insurance and Medicare provides very little and often NO coverage while traveling or living outside the U.S. More and more U.S. and global citizens are becoming aware of the many limitations to their local health plans and are not leaving their health to chance. Global medical insurance protection designed specifically for; Expatriates .. Employees .. Third Country Nationals .. Family Vacations and International Students. Go with a global leader; GeoBlue who is affiliated with the Blue Cross companies, or Cigna Global. Click here for Info.
No Broker Fees … My advice and services are free of charge, and the premium you pay should you buy a policy through us will never be higher than going direct to the insurer.