Medicare .. Health Insurance .. Travel Medical

  • Travel Insurance …  U.S. health insurance stops at the border, and Medicare provides NO coverage outside the U.S.  Travel Medical coverage for: Vacation, work, study or living anywhere in the world.  Call today for more information.

The choices range from “very good” to “not so good.”
Call today so you don’t end up with one of the “not so good companies.” 

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Medicare Supplement …

There are plenty of plans and companies to choose from when comparing Medicare Supplement or Medicare Advantage coverage.  The different companies range from very good .. to very poor.

Please call so you don’t end up with a good rate but a “hard to deal with company.”  I’ll be happy to give you the info right over the phone, no obligation.  If you are new to Medicare and just want to have a better understanding of how all of this works, again call and I’ll help explain how the different plans work for your situation.

Medicare Supplement plans can be changed anytime of the year, because they do NOT have “annual open-enrollment periods.”  Simply compare plans benefits and premiums and complete the enrollment forms and apply.  You also have the “Birthday Rule” which allows you to switch companies on the month of your birthday without answering questions regrading your health history.  The transfer is guaranteed regardless of health status.
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Medicare Advantage & Medicare Part D Rx plans …

Medicare Advantage and Medicare Part D Rx plans do have an “annual open enrollment period” which is every year from October 15 through December 7 which allows you to change plans or companies for a January 1 effective date.  If you are new to Medicare you have 3 months to enroll in a Medicare Advantage plan which is called the “Initial Enrollment Period.”
Click here for info

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Health Insurance (Individual & Group plan options) … 

Employers enjoy the many options available to their companies employees.  Group health plans can be chosen as a single plan for all employees, or choose the “Mix-N-Match” option, so each employee can choose their own plan to fit their unique needs.   Other options available are; Dental, Vision, Disability and Long Term Care.

Helping you keep it simple and affordable every step of the way.  In times like this, isn’t it good to know we are working hard to help your company and your employees save money on health care costs.  CLICK HERE

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Travel Insurance – Medical coverage outside the U.S.

medical evacMedicare provides NO coverage outside the U.S.  Domestic health insurance covers very little and typically NO coverage while abroad.   More and more U.S. citizens are becoming aware of the many limitations and are not leaving their health to chance.  Go with a Global U.S. leader and a name you can trust.  Global medical insurance protection for; Expatriates .. Third Country Nationals .. Family Vacations .. International Students .. Employees on Foreign Assignment.  Go with a global leader; GeoBlue who is affiliated with the Blue Cross companies.  Click here for Info.

GeoBlue International Travel Medical Insurance

GeoBlue logoThere is a difference between Travel Insurance (Trip Insurance) and International Medical Insurance.  Travel insurance is also called Trip Reimbursement and is designed specifically for vacations outside of your home country.  The GeoBlue Travel plan includes reimbursements for; lost luggage, missed connections, cancellation of vacation or trip, along with medical expenses and emergency evacuations.

International medical insurance is either a short-term or long-term comprehensive medical insurance policy with coverage for hospital, outpatient, prescriptions, maternity, office visits, physical therapy and emergency evacuation services, and works with a select network of international doctors and hospitals.

Both include 24/7/365 “concierge” services which allow you to speak directly to GeoBlue with any issues or emergencies, also translators are available to discuss your situation in the local language of the medical doctors, staff and hospitals to expedite care and treatment.

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.  GeoBlue International health plans have a Global network of certified and approved physicians in over 180 countries, along with a domestic network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S.  Short and long-term Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone.  GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services.

It’s a worldwide, all-access pass to an exclusive level of care. Use your mobile device to quickly and conveniently connect to quality care across the globe for anything from emergency and hospital care, to outpatient doctor visits, lab and X-Ray to filling a prescription, translating your symptoms, showing proof of insurance and finding the right doctor wherever you may be worldwide.  Call me today and I’ll help with your situation right over the phone.

CLICK HERE FOR MORE INFORMATION

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Free Service … My advice and services are free of charge, and the premium you pay should you buy a policy through us will never be higher than going direct to the insurer.

John Conner
916-682-1117
john@johnconner.com

8 thoughts on “Medicare .. Health Insurance .. Travel Medical

  1. John Post author

    Hi Regina, since his coverage is being cancelled, I would call the Ohio health insurance exchange (I’m not sure if Ohio is part of the Federal exchange or if they have their own “state exchange” for health insurance), and tell them your situation. In many cases when coverage is being cancelled for certain situations, a person may qualify for health insurance mid-year, outside of the annual open enrollment. I would start there, you may find it to work out.

    Hope that helps. Thanks Regina.

  2. Regina Delph (Charles Delph)

    HI JOHN THANKS FOR GETTING BACK TO ME,AS YOU ALREADY KNOW MY DAD WAS APPROVED FOR SSID FOR HEALTH PROBLEMS,MY FATHER WORKED 40+ YEARS SO HE MADE ENOUGH POINTS TO GET THE SSID,SHORTLY AFTER MY DAD LOST HIS JOB I FILLED PAPER WORK OUT TO GET FREE HEALTH CARE AT HCJFS AND HE WAS APPROVED FOR IT,WELL NOW HE IS SUPPOSED TO REPORT WHAT HE GETS IF HE DOES THAT THEY WILL DEFINITELY STOP HIS COVERAGE FOR MAKING TO MUCH MONEY SO THATS MY PROBLEM.

  3. John Post author

    Hi Regina, if your dad currently has health insurance, he should keep it at least until his Medicare coverage starts next May or June. At that time, he can either keep Original Medicare only and enroll in a Medicare Part D Rx plan, or enroll in a local Medicare Advantage PPO or HMO plan. Under-Age Medicare Supplement plans are currently not available in Ohio. If you need help deciding which option is best feel free to call anytime.

    Thanks John Conner.

  4. Regina Delph (Charles Delph)

    HI JOHN THANKS FOR GETTING BACK MY FATHER APPLIED IN THE MONTH OF 2014,AND HE WAS APPROVED APRIL 2015 JUST A FEW WEEKS AGO,SSI CONSIDERED HIM DISABLED SINCE MAY 30 ,2014, BECAUSE ON MAY 30TH MY FATHER WENT TO WORK LIKE ALWAYS,THE DAY WAS LIKE ANY OTHER DAY ,HE STARTED WORK AT 7:45 AT 11AM HE ALL THE SUDDEN HAD A SEIZURE. AND IT CAUSED HIM TO HIT HIS HEAD ON THE GROUND, FRACTURE SKULL, HEMATOMA ECT,MY DADS JOB OF 45 YEARS LET HIM GO DUE TO HIS SEIZURE, YES HE HAS INSURANCE AND ITS FREE RIGHT NOW,HE LOST HIS JOB INSURANCE WHEN HE WAS LET GO FROM HIS JOB,ZIP IS 45205 OHIO

  5. John Post author

    Hi Regina, a few questions: What is the effective date of his SSDI coverage? Also, what is his current age and zip code. Does he currently have health insurance?

    Simply respond back or call anytime.

    Thanks .. John Conner

  6. Regina Delph (Charles Delph)

    Hi my name is Gina im trying to find out what should I do about insurance for my father I was told when you are approved for said you have to wait 24 months for health care,my father was approved for so what can I do to get him health care UNTILL the 24 months come up,he has to have his medication, he has to see his doctor,please help I need to know.

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