- Medicare Supplement … Compare rates, plans & companies: Anthem, Mutual of Omaha, Blue Shield, Aetna, Health Net and others.
- Medicare Advantage … HMO, PPO & Part D Rx plan options.
- Group Health … Employer health insurance plans for the company with a few employees up to several hundred. The advantages of a Group Health insurance plan are many, including; much larger network of doctors and hospitals, larger portfolio of plans and benefit choices to choose from and additional coverage options such as: group dental, life, disability vision and long term care.
- Travel Medical Insurance … Medicare does not cover your medical expenses while outside the U.S. Also, group and Individual health insurance provides limited and often no coverage abroad … Travel Medical coverage for: Vacation, work, study or living.
Medicare Supplement …
New to Medicare and looking of a Medicare Plan, or are you a current Medicare Member and shopping for a different company. Medicare Supplement plans can be changed anytime of the year, because they do NOT have “annual open-enrollment periods.” Simply compare plans benefits and premiums and complete the enrollment forms and apply. You also have the “Birthday Rule” which allows you to switch companies on the month of your birthday without answering questions regrading your health history. The transfer is guaranteed regardless of health status.
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Medicare Advantage & Medicare Part D Rx plans …
Medicare Advantage and Medicare Part D Rx plans do have an “annual open enrollment period” which is every year from October 15 through December 7 which allows you to change plans or companies for a January 1 effective date. If you are new to Medicare you have 3 months to enroll in a Medicare Advantage plan which is called the “Initial Enrollment Period.”
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Group Health Plan Options ( 1-100 Employees) …
Employers enjoy the many options available to their companies employees. Group health plans can be chosen as a single plan for all employees, or choose the “Mix-N-Match” option, so each employee can choose their own plan to fit their unique needs. Other options available are; Dental, Vision, Disability and Long Term Care.
- Innovative tools and resources with affordable options
- Health and wellness guidance
- Help managing chronic conditions
Helping you keep it simple and affordable every step of the way. In times like this, isn’t it good to know we are working hard to help your company and your employees save money on health care costs.
Travel Insurance – Medical coverage outside the U.S.
Medicare provides no coverage while traveling or living outside the U.S. Medicare Supplement “foreign travel” benefits are limited to emergency care only with a maximum benefit of only $50,000 and will only pay during the first 60 days of your trip. More and more U.S. citizens are becoming aware of the many gaps and limitations and are not leaving things to chance. Go with a Global leader and a name you can trust. Protection for; Vacations .. International Students .. Expatriates .. Employees working abroad .. Missionaries etc.
GeoBlue International Travel Medical Insurance
GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue International health plans have a Global network of certified and approved physicians in over 180 countries, along with a domestic network that includes more than 90 percent of physicians and 80 percent of hospitals across the U.S. Short and long-term Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice—no matter what country, town or time zone. GeoBlue’s highly qualified doctors speak your language, treat you like a friend, and bill GeoBlue directly for their services.
It’s a worldwide, all-access pass to an exclusive level of care. Use your mobile device to quickly and conveniently connect to quality care across the globe for anything from emergency and hospital care, to outpatient doctor visits, lab and X-Ray to filling a prescription, translating your symptoms, showing proof of insurance and finding the right doctor wherever you may be worldwide. With 24/7/365 concierge support to help during your time of need. You can travel anywhere with the peace of mind that if your health is a concern, getting good care is not.
Dental Plans …
Anthem provides very popular dental PPO and HMO plans for anyone looking for comprehensive coverage with deep discounts.
Their PPO plans work best when you see a dentist who is an Anthem network dentist. When you see a network dentist, Anthem first discounts their services from 20% to 40% depending on the service provided. Second, you will receive the insurance coverage benefits discounting your out of pocket costs even more.
Enroll anytime of the year, and approval is guaranteed.
Free Service … My advice and services are free of charge, and the premium you pay should you buy a policy through us will never be higher than going direct to the insurer.